4108 Big Cloud Way, Antelope, CA 95843 Property Records

Sacramento County property record for 4108 Big Cloud Way, Antelope, CA 95843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2017)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`203-0820-013-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0820-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,591 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4108 BIG CLOUD WAY
City	ANTELOPE
State	CA
Zip	95843-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	ANTELOPE RANCH 02, LOT 126
Legal Subdivision	ANTELOPE RANCH 02
Legal Lot Number	126
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	7427

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NMSI INC
Apr 14, 2020	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 13, 2017	Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Oct 30, 2001 · Amount on Record
Deed Book / Page	20170413 / 814
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0000001860
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 22, 2021
Property Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461
Document Number	0000001561
Map Reference	MB 180 MAP 3
Instrument Date	Dec 8, 2021
Instrument	2021122201561
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461

Mortgage

Document Number	0000001562
Date	Dec 22, 2021
Instrument	2021122201562

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461
Document Number	2005070851
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 BIG CLOUD WAY ANTELOPE CA 958432461, ANTELOPE, CA 95843-2461

Mortgage

Document Number	2005070851
Date	May 7, 2020
Instrument	2005070851

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Interest

Rate	3.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461
Document Number	2005070883
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 BIG CLO WAY ANTELOPE CA 95843, ANTELOPE, CA 95843

Mortgage

Document Number	2005070883
Date	May 7, 2020
Instrument	2005070883

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2017
Property Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461
Document Number	4130000000814
Book / Page	20170413 / 0814
Map Reference	MB 180 MAP 3
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 BIG CLOUD WAY, ANTELOPE, CA 95843-2461

Mortgage

Document Number	201704130815
Date	Apr 13, 2017
Instrument	20170413/0815

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,728 (+2%) Land $71,024 Building $313,704
2025	$4,299.00 (-31.78%)	$377,185 (+4.04%) Land $69,632 Building $307,553
2024	$6,302.00 (+2.97%)
2023	$6,120.00 (+19.98%)	$362,540 Land $66,929 Building $295,611
2022	$5,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, unWired Broadband, Verizon.

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