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4109 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4109 Arcadia Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,807 sqft · built 1987
Lot Size0.106 acres (4,628 sqft)
OwnerCompany Name on File
Last Sale$440,000 (Mar 2012)
Tax Bill$6,201 (2025)
Deeds & MortgagesApr 2021 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN169-383-36-00

Property Details

APN / Parcel Number

Primary APN169-383-36-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,807 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area4,628 sqft (0.106 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4109 ARCADIA WAY
CityOCEANSIDE
StateCA
Zip92056-5141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 51 TR 011033
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011033
Legal Block3
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address4109 ARCADIA WAY, OCEANSIDE, CA 92056-5141
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Intrafamily Transfer, Transfer
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2012 · Amount on File
Deed SaleMar 6, 2012 · Amount on File
Prior SaleJun 24, 1986 · Amount on File
Deed Document Number2012131048
Prior Transfer DateMay 7, 1997
Prior Transfer Doc0000277256
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 26, 2021
Property Address4109 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Document Number0000318301
Map ReferenceMAP 11033
Instrument DateApr 1, 2021
Instrument2021-0318301
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4109 ARCADIA WAY, OCEANSIDE, CA 92056-5141

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4109 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 ARCADIA WAY, OCEANSIDE, CA 92056-5141

Mortgage

Document Number0000705453
DateNov 10, 2020
Instrument2020-0705453
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$563,701 (+2%) Land $219,979 Building $343,722
2025$6,201.00 (+8.71%) Homeowner's exemption$552,649 (+4.04%) Land $215,666 Building $336,983
2023$5,704.00 (+0.28%) Homeowner's exemption$531,192 Land $207,293 Building $323,899
2022$5,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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