Calvert County property record for 4109 3rd St, North Beach, MD 20714
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,053 sqft · built 1971 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,000 (Jan 2011) |
| Tax Bill | $3,555 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-049973 |
| Primary APN | 03-049973 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,053 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Deck Area | 189 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 049973 |
|---|---|
| Street Address | 4109 3RD ST |
| City | NORTH BEACH |
| State | MD |
| Zip | 20714-3093 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W1/2 LT 11 BLK 2 NORTH CHES BEACH |
| Legal Subdivision | NORTH CHESAPEAKE BEACH |
| Legal Block | 2 |
| Legal Lot Number | W11 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 860404 |
4109 3rd St, a commercial property, is held in a trust since December 2013.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4109 3RD ST, NORTH BEACH, MD 20714-3093 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2011 · Amount on File |
| Deed Sale | Jan 19, 2011 · Amount on File |
| Prior Sale | Jun 4, 1987 · Amount on File |
| Deed Document Number | 20111214 |
| Deed Book / Page | 3657 / 231 |
| Last Transfer Date | Dec 18, 2013 |
| Transfer Doc | 0043400446 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4109 3rd St was $3,555.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | North Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,900 (+0.48%) | $231,100 (+1.45%) Land $133,700 Building $97,400 | |
| 2025 | $3,555.00 | $227,800 Land $133,700 Building $94,100 | $227,800 Land $133,700 Building $94,100 |
| 2023 | $2,698.00 | $214,267 | $227,800 Land $133,700 Building $94,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4109 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4109 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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