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4104 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 4104 3rd St, North Beach, MD 20714

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1 ba · 650 sqft · built 1972
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Oct 2013)
Tax Bill$3,568 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-112381

Property Details

APN / Parcel Number

Primary APN03-112381
Alternative APNs
  • 3112381
  • 112381

Interior

Full Baths1 Bath
Stories1 Story
Building Area650 sqft Total Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
PorchSlab
Porch Area90 sqft
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number112381
Street Address4104 3RD ST
CityNORTH BEACH
StateMD
Zip20714
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeC
Legal DescriptionPT LT 19 BLK 3 NORTH CHES BEACH
Legal SubdivisionSUBDIVISION 338
Legal Block3
Legal Lot Number19
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2001
Census Tract860404

Owner

4104 3rd St, a commercial property, is owned and occupied by two individuals who acquired it in July 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4104 3RD ST, NORTH BEACH, MD 20714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2013 · Amount on File
Deed SaleOct 21, 2013 · Amount on File
Prior SaleJul 22, 2004
Deed Book / Page4294 / 172
Last Transfer DateJul 23, 2021
Transfer Doc0060420519
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateAug 5, 2021
Property Address4104 3RD ST, NORTH BEACH, MD 20714
Document Number0060420519
Book / Page6042 / 519
Map ReferenceFO 497
Instrument DateJul 23, 2021
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyFH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11405 DURYEA DR, POTOMAC, MD 20854-3116

Mortgage

Document Number6042524
DateAug 5, 2021
Instrument6042/524
Lender
NameCREDIT UNION MORTGAGE ASSOCIATION I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4104 3rd St was $3,568 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityNorth Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (+0.52%)$232,400 (+1.57%) Land $127,700 Building $104,700
2025$3,568.00 Homeowner's exemption$228,800 Land $127,700 Building $101,100$228,800 Land $127,700 Building $101,100
2023$2,698.00 Homeowner's exemption$214,267$228,800 Land $127,700 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimOct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4104 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH BEACH
serves 3,000 people · EPA ID MD0040030
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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