Manatee County property record for 4109 129th St W, Cortez, FL 34215
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,854 sqft · built 1984 |
| Lot Size | 1.83 acres (79,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Sep 2019) |
| Tax Bill | $6,214 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 76055-0045-8 |
| Primary APN | 76055-0045-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 2,074 sqft |
| 1st Floor Area | 1,854 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mid Rise |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 79,867 sqft |
| View / Lot | Canal |
| Porch | Florida Room |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4109 129TH ST W |
|---|---|
| City | CORTEZ |
| State | FL |
| Zip | 34215-2513 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD-R |
| Legal Description | UNIT 204 SMUGGLERS LANDING CONDO PHASE 1 PI#76055.0045/8 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | SMUGGLERS LANDING PHASE I |
| Legal Tract | 07605500 |
| Legal Lot Number | 204 |
| Legal Unit | 204 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1107 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4109 129TH ST W, CORTEZ, FL 34215-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2019 | Deed of Trust, Mortgage · ARM NATIONS DIRECT MORTGAGE LLC |
| Sep 10, 2019 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Jun 8, 2017 | Warranty Deed, Transfer BARNES WALKER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Jun 8, 2017 · Amount on Record |
| Deed Document Number | 201989927 |
| Deed Book / Page | 2801 / 2280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4109 129TH ST W, CORTEZ, FL 34215-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027656363 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 2765/6363 |
| Instrument | 201941008008 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Margin | 6 |
| Max Rate | 13.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 4109 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0028012280 |
| Book / Page | 002801 / 002280 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 41089927 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4109 129TH ST W #204 CORTEZ FL 342152513, 204, CORTEZ, FL 34215-2513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 8, 2017 |
| Property Address | 4109 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0026781259 |
| Book / Page | 002678 / 001259 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 41054549 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1132 PALMETTO FL 342201132, PALMETTO, FL 34220-1132 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,126 (+2.7%) | $518,513 (-2.35%) Building $518,513 | |
| 2025 | $6,214.00 (+2.91%) | $474,319 (+5.99%) | $530,995 (+18.65%) Building $530,995 |
| 2024 | $6,038.00 (+1.16%) | ||
| 2023 | $5,969.00 (-5.97%) Homeowner's exemption | $447,525 (-2.82%) Building $447,525 | $447,525 (-2.82%) Building $447,525 |
| 2022 | $6,348.00 | $460,500 Building $460,500 | $460,500 Building $460,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 387 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 470 condo units |
| Nearby Flood Claims | 210 (1982–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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