Manatee County property record for 4105 129th St W, Cortez, FL 34215
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,468 sqft · built 1984 |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Sep 2017) |
| Tax Bill | $4,549 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer May 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 76055.0035-9 |
| Primary APN | 76055.0035-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,468 sqft |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3516037605500359 |
|---|---|
| Street Address | 4105 129TH ST W |
| City | CORTEZ |
| State | FL |
| Zip | 34215-2513 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD-R |
| Legal Description | UNIT 202 PHASE I SMUGGLER'S LANDING; TOGETHER WITH THE RIGHT TO USE (2) PARKING SPACES 202, A STORAGE AREA & BOAT DOCK 205. |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | SMUGGLERS LANDING PHASE I |
| Legal Phase | 1 |
| Legal Tract | 7605500 |
| Legal Block | 2 |
| Legal Lot Number | 202 |
| Legal Unit | 202 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1107 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA |
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR CMNTY BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 0026912133 |
| Deed Book / Page | 002691 / 002133 |
| Last Transfer Date | Apr 24, 2024 |
| Transfer Doc | 0041042084 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 24, 2024 |
| Property Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0041042084 |
| Map Reference | MB 16 PG 116-124 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 202441042084 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Name | Verified Name |
|---|---|
| Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0041070875 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 202241070875 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4105 129TH ST W 202, 202, CORTEZ, FL 34215-2513 |
| Document Number | 202141104796 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 202141104796 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0026912133 |
| Book / Page | 002691 / 002133 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 41084756 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | WR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 366 STREAMVIEW WAY WINTER SPRINGS FL 327086408, WINTER SPRINGS, FL 32708-6408 |
| Document Number | 26912135 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002691/002135 |
| Instrument | 41084757 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4105 129TH ST W, CORTEZ, FL 34215-2513 |
| Document Number | 0026670143 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4105 129TH ST W CORTEZ FL 342152513, CORTEZ, FL 34215-2513 |
| Document Number | 0026670143 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 002667/000143 |
| Instrument | 41029396 |
| Name | HARBOR CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT PIERCE, FL 34950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 30, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364,102 (+5.99%) | $457,725 (+18.87%) Building $457,725 | |
| 2024 | $4,549.00 (+1.31%) | ||
| 2023 | $4,490.00 (+4.3%) Homeowner's exemption | $343,535 (+4.68%) | $385,050 (-1.84%) Building $385,050 |
| 2022 | $4,305.00 Homeowner's exemption | $328,165 | $392,250 Building $392,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 387 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 470 condo units |
| Nearby Flood Claims | 210 (1982–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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