4108 Thorngate Dr, Williamsburg, VA 23188 Property Records

James City County property record for 4108 Thorngate Dr, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,465 sqft · built 2003
Lot Size0.326 acres (14,201 sqft)
OwnerTrust Name on File
Tax Bill$4,516 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN36-3 02-0-0114

Property Details

APN / Parcel Number

Primary APN36-3 02-0-0114
Alternative APN
  • 24451

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,465 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area14,201 sqft (0.326 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area98 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number24451
Street Address4108 THORNGATE DR
CityWILLIAMSBURG
StateVA
Zip23188-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDENTIAL PLANNED CO
Legal DescriptionL-114 PH-2 GREENSPRINGS WEST
Legal SubdivisionGREENSPRINGS WEST
Legal Phase2
Legal Lot Number114
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group2
Census Block2011
Census Tract80304

Owner

4108 Thorngate Dr is owner-occupied and held in a trust since April 2016.

Source: James City County records, as of November 17, 2025

Owner of RecordTrust Name on File
Mailing Address4108 THORNGATE DR, WILLIAMSBURG, VA 23188-1438
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleSep 16, 2003 · Amount on File
Last Transfer DateApr 1, 2016
Transfer Doc0000005996
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4108 THORNGATE DR, WILLIAMSBURG, VA 23188-1438
Document Number0000021299
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 THORNGATE DR WILLIAMSBURG VA 231881438, WILLIAMSBURG, VA 23188-1438

Mortgage

Document Number0000021299
DateDec 8, 2020
Instrument21299
Lender
NamePENNYMAC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 7, 2035
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4108 Thorngate Dr was $4,516, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,516.00 (+6.43%)$544,100 Land $146,500 Building $397,600$544,100 Land $146,500 Building $397,600
2024$4,243.00 (+11.54%)
2023$3,804.00$458,400 Land $118,800 Building $339,600$458,400 Land $118,800 Building $339,600
2022$3,804.00
2019$3,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4108 Thorngate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Thorngate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Thorngate Dr

Nearby Streets

Search Property Records by Address or Parcel Number