James City County property record for 4084 Thorngate Dr, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,700 sqft · built 2003 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Trust Name on File |
| Last Sale | $655,000 (Jan 2026) |
| Tax Bill | $3,433 (2019) |
| Deeds & Mortgages | Jan 2026 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3 02-0-0108 |
| Primary APN | 36-3 02-0-0108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,237 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 565 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24445 |
|---|---|
| Street Address | 4084 THORNGATE DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-108 PH-2 GREENSPRINGS WEST |
| Legal Subdivision | GREENSPRINGS WEST |
| Legal Phase | 2 |
| Legal Lot Number | 108 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 80304 |
4084 Thorngate Dr is owner-occupied and held in a trust since January 2026.
Source: James City County records, as of January 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4084 THORNGATE DR, WILLIAMSBURG, VA 23188-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed, Transfer SAGE TITLE GROUP LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Apr 28, 2020 | Warranty Deed, Transfer · VA Mortgage ALCOVA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Apr 28, 2020 · Amount on File |
| Deed Document Number | 202600582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 16, 2026 |
| Property Address | 4084 THORNGATE DR, WILLIAMSBURG, VA 23188-1426 |
| Document Number | 0202600582 |
| Map Reference | MB 76 PG 20-25 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 202600582 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4084 THORNGATE DR, WILLIAMSBURG, VA 23188-1426 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4084 THORNGATE DR, WILLIAMSBURG, VA 23188-1426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210008621 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 210008621 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 28, 2020 |
| Property Address | 4084 THORNGATE DR, WILLIAMSBURG, VA 23188-1426 |
| Document Number | 0000005783 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 5783 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4084 THORNGATE DR WILLIAMSBURG VA 231881426, WILLIAMSBURG, VA 23188-1426 |
| Document Number | 5784 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 5784 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540,500 Land $146,500 Building $394,000 | $540,500 Land $146,500 Building $394,000 | |
| 2023 | $455,300 Land $118,800 Building $336,500 | $455,300 Land $118,800 Building $336,500 | |
| 2019 | $3,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4084 Thorngate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4084 Thorngate Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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