4108 Sage Close, New Bern, NC 28562 Property Records

Craven County property record for 4108 Sage Close, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,541 sqft · built 2017
Lot Size	0.698 acres (30,388 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (Mar 2017)
Tax Bill	$6,085 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-5-004`

Property Details

APN / Parcel Number

Primary APN	`7-104-5-004`
Alternative APN	`114927`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,388 sqft (0.698 acres)
Lot Dimensions	214 ft deep x 63 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114927
Street Address	4108 SAGE CLOSE
City	NEW BERN
State	NC
Zip	28562-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CAROLINA COLOURS SAGE CLOSE
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	4
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3047
Census Tract	961003

Owner

4108 Sage Close is owned and occupied by two individuals who bought it in March 2017.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4108 SAGE CLOSE, NEW BERN, NC 28562-9230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 26, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Mar 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on File
Deed Sale	Mar 30, 2017 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Book / Page	3496 / 1080
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4108 SAGE CLOSE, NEW BERN, NC 28562-9230
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003613/633
Date	May 18, 2020
Book Page	3613/633
Instrument	10054675

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4108 SAGE CLOSE, NEW BERN, NC 28562-9230
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03514/1713
Date	Sep 26, 2017
Book Page	3514/1713

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 30, 2017
Property Address	4108 SAGE CLOSE, NEW BERN, NC 28562-9230
Document Number	03496/1080
Book / Page	3496 / 1080
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16921 SHERIDANS TRL, ORLAND PARK, IL 60467-5401

Tax Assessment & Valuation

The 2026 property tax bill for 4108 Sage Close was $6,085, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,085.00 (+3.54%)	$695,380 (-) Land $99,000 Building $596,380	$695,380 (-) Land $99,000 Building $596,380
2025	$5,877.00	$695,380 Land $99,000 Building $596,380	$695,380 Land $99,000 Building $596,380
2023	$5,795.00 (+10.93%)	$695,380 (+40.32%) Land $99,000 Building $596,380	$695,380 Land $99,000 Building $596,380
2022	$5,224.00	$495,550 Land $69,000 Building $426,550
2018			$495,550 Land $69,000 Building $426,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4108 Sage Close in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Sage Close is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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