4103 Sage Close, New Bern, NC 28562 Property Records

Craven County property record for 4103 Sage Close, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,468 sqft · built 2018
Lot Size	0.73 acres (31,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,396 (2024)
Deeds & Mortgages	Feb 2018 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-104-5-008`

Property Details

APN / Parcel Number

Primary APN	`7-104-5-008`
Alternative APN	`115550`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,832 sqft (0.73 acres)
Lot Dimensions	309 ft deep x 113 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115550
Old Parcel Number	7-104-5-008
Street Address	4103 SAGE CLOSE
City	NEW BERN
State	NC
Zip	28562-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CAROLINA COLOURS SAGE CLOSE
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	8
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3047
Census Tract	961003

Owner

Source: Craven County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4103 SAGE CLOSE, NEW BERN, NC 28562-9230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZEN B&T CO
May 2, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017
Deed Sale	May 18, 2017
Prior Sale	Aug 29, 2005 · Amount on Record
Deed Document Number	0035011663
Deed Book / Page	2349 / 0703
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	0035000250
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4103 SAGE CLOSE, NEW BERN, NC 28562-9230
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003526/0000000597
Date	Feb 5, 2018
Book Page	0000003526/0000000597
Instrument	000010018236

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2025
Index	Other

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 2, 2017
Property Address	4103 SAGE CLOSE, NEW BERN, NC 28562-9230
Document Number	03500/0250
Book / Page	3500 / 0250
Map Reference	PL CAB H SL 24-F
Instrument Date	Apr 29, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 REDWOOD DR, OCEAN, NJ 07712-8702

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$637,870 (-) Land $99,000 Building $538,870	$637,870 (-) Land $99,000 Building $538,870
2024	$5,396.00 (+1.41%)
2023	$5,321.00	$637,870 Land $99,000 Building $538,870	$637,870 Land $99,000 Building $538,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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