St. Louis County property record for 4108 Esseldale Dr, Saint Ann, MO 63074
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,485 sqft · built 1964 |
| Lot Size | 0.147 acres (6,399 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,900 (Dec 2022) |
| Tax Bill | $2,969 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12L-24-0215 |
| Primary APN | 12L-24-0215 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,399 sqft (0.147 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| View / Lot | Cul-De-Sac |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4108 ESSELDALE DR |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-1904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 72R1 |
| Legal Description | GERALDINE ESTATES LOT 7 |
| Legal Subdivision | GERALDINE ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 213302 |
4108 Esseldale Dr, a residential property, is owned by an individual who bought it in December 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3950 AFFIRMED DR, FLORISSANT, MO 63034-3412 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK |
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Aug 26, 2022 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on File |
| Deed Sale | Dec 29, 2022 · Amount on File |
| Prior Sale | Dec 29, 2022 · Amount on File |
| Deed Document Number | 2022122987 |
| Prior Transfer Date | Dec 21, 2022 |
| Prior Transfer Doc | 0000000087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4108 ESSELDALE DR, SAINT ANN, MO 63074-1904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1024 BRIDLEWOOD VALLEY POINTE, HIGH RIDGE, MO 63049-1172 |
| Document Number | 2022092600610 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022092600610 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 29, 2022 |
| Property Address | 4108 ESSELDALE DR, SAINT ANN, MO 63074-1904 |
| Document Number | 2022122900086 |
| Map Reference | MB 108 PG 55 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022122900086 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3950 AFFIRMED DR, FLORISSANT, MO 63034-3412 |
| Document Number | 2022122900088 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022122900088 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 26, 2022 |
| Property Address | 4108 ESSELDALE DR, SAINT ANN, MO 63074-1904 |
| Document Number | 2022082600359 |
| Map Reference | MB 108 PG 55 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022082600359 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7104 DELMAR BLVD, SAINT LOUIS, MO 63130-4303 |
| Name | Verified Name |
|---|---|
| Address | 1024 BRIDLEWOOD VALLEY POINTE, HIGH RIDGE, MO 63049-1172 |
The 2025 property tax bill for 4108 Esseldale Dr was $2,969, up 9.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | St. Ann City |
| Unified School District | Ritenour School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,020 (-) Land $5,070 Building $27,950 | $173,800 (-) Land $26,700 Building $147,100 | |
| 2025 | $2,969.00 (+9.15%) | $33,020 Land $5,070 Building $27,950 | $173,800 Land $26,700 Building $147,100 |
| 2024 | $2,720.00 (+3.03%) | ||
| 2023 | $2,640.00 (+28.09%) | $27,740 (+38.49%) Land $3,910 Building $23,830 | $146,000 Land $20,600 Building $125,400 |
| 2022 | $2,061.00 | $20,030 Land $3,120 Building $16,910 | |
| 2021 | $105,400 Land $16,400 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4108 Esseldale Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4108 Esseldale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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