4104 Esseldale Dr, Saint Ann, MO 63074 Property Records

St. Louis County property record for 4104 Esseldale Dr, Saint Ann, MO 63074

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,518 sqft · built 1964
Lot Size	0.146 acres (6,360 sqft)
Owner	Company Name on Record
Last Sale	$100,500 (Sep 2019)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12L-24-0783`

Property Details

APN / Parcel Number

Primary APN	`12L-24-0783`
Alternative APN	`12L240655`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	64 ft deep x 64 ft wide
View / Lot	Cul-De-Sac

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	12L240655
Street Address	4104 ESSELDALE DR
City	SAINT ANN
State	MO
Zip	63074-1904
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	72R1
Legal Description	GERALDINE ESTATES LOT 8
Legal Subdivision	GERALDINE ESTATES
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	2
Census Block	2014
Census Tract	213302

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 ARROWHEAD ESTATES CT, CHESTERFIELD, MO 63017-1809
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	2019856
Deed Book / Page	23696 / 278
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	02369600275
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4104 ESSELDALE DR, SAINT ANN, MO 63074-1904
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024070300515
Date	Jul 3, 2024
Instrument	2024070300515

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,170 (-) Land $5,070 Building $25,100	$158,800 (-) Land $26,700 Building $132,100
2025	$2,716.00 (+6.72%)	$30,170 (+16.31%) Land $5,070 Building $25,100	$158,800 (+16.34%) Land $26,700 Building $132,100
2024	$2,545.00 (+2.99%)	$25,940 (-) Land $3,900 Building $22,040
2023	$2,471.00	$25,940 Land $3,900 Building $22,040	$136,500 Land $20,500 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20