4107 Vela Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4107 Vela Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,545 sqft · built 2019
Owner	2 Trust Names on File
Last Sale	$809,000 (Jan 2025)
Tax Bill	$9,581 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-85-01`

Property Details

APN / Parcel Number

Primary APN	`158-070-85-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4107 VELA WAY
City	OCEANSIDE
State	CA
Zip	92057-3548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 15 PER DOC18-0506225&19-0165369&UND INT IN MODULE 3 TR 016268
Legal Subdivision	VILLA STORIA PLANNING AREA 4A
Legal Tract	016268
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	18521

Owner

4107 Vela Way, a condominium, is held in a trust since July 2026.

Source: San Diego County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2312 BACK NINE ST, OCEANSIDE, CA 92056-1701
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 13, 2021	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025 · Amount on File
Deed Sale	Jan 23, 2025 · Amount on File
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	202518247
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000191386
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2026
Property Address	4107 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000191386
Instrument Date	Jul 2, 2026
Instrument	2026191386
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2312 BACK NINE ST, OCEANSIDE, CA 92056-1701

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2022
Property Address	4107 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000181969
Map Reference	MAP 16268
Instrument Date	Apr 11, 2022
Instrument	2022-0181969
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000181970
Date	Apr 26, 2022
Instrument	2022-0181970

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2021
Property Address	4107 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000370634
Map Reference	MAP 16268
Instrument Date	May 7, 2021
Instrument	2021-0370634
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000370635
Date	May 13, 2021
Instrument	2021-0370635

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4107 Vela Way was $9,581.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,180 (-3.41%) Land $663,000 Building $162,180
2025	$9,581.00	$854,272 Land $406,233 Building $448,039
2023	$8,710.00 (+17.78%) Homeowner's exemption	$792,000 Land $376,000 Building $416,000
2022	$7,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4107 Vela Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Vela Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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