4104 Vela Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4104 Vela Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,545 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$740,000 (Feb 2026)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-85-06`

Property Details

APN / Parcel Number

Primary APN	`158-070-85-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4104 VELA WAY
City	OCEANSIDE
State	CA
Zip	92057-3548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 20 PER DOC18-0506225&19-0165369&UND INT IN MODULE 3 TR 016268
Legal Subdivision	VILLA STOMA-PLANNING AREA 4A
Legal Tract	016268
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4104 VELA WAY, OCEANSIDE, CA 92057-3548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Sep 22, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 20, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202646544
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2026
Property Address	4104 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000046544
Map Reference	MAP 16268
Instrument Date	Jan 28, 2026
Instrument	2026-0046544
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4104 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000046545
Date	Feb 20, 2026
Instrument	2026-0046545

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2021
Property Address	4104 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000668306
Map Reference	MAP 16268
Instrument Date	Sep 14, 2021
Instrument	2021-0668306
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 JELLETT ST, SAN DIEGO, CA 92110-3343

Mortgage

Document Number	0000668307
Date	Sep 22, 2021
Instrument	2021-0668307

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	4104 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000414408
Instrument Date	Jul 25, 2019
Instrument	414408
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4104 VELA WAY OCEANSIDE CA 920573548, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	414409
Date	Sep 20, 2019
Instrument	414409

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,402 (+2%) Land $342,292 Building $372,110
2025	$7,861.00 (+1.93%)	$700,395 (+4.04%) Land $335,581 Building $364,814
2024	$7,712.00 (+3.17%)
2023	$7,475.00 (+1.53%)	$673,199 Land $322,550 Building $350,649
2022	$7,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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