4107 Paragon Pl, Chipley, FL 32428 Property Records

Washington County property record for 4107 Paragon Pl, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 686 sqft · built 1978
Lot Size	0.173 acres (7,535 sqft)
Owner	2 Individual Names on File
Last Sale	$125,900 (Sep 2026)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-0165-0003`

Property Details

APN / Parcel Number

Primary APN	`04-0165-0003`
Alternative APNs	`00000000-04-0165-0003` `000401650003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	686 sqft Living Area
Gross Area	1,118 sqft
1st Floor Area	638 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,535 sqft (0.173 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Slab
Porch Area	144 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4107 PARAGON PL
City	CHIPLEY
State	FL
Zip	32428-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 3 ORB 1216 P 809 BLK 0165
Legal Range	14W
Legal Township	02S
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	3
Legal Lot Number	3
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1215
Census Tract	970301

Owner

4107 Paragon Pl is owned and occupied by two individuals who bought it in September 2026.

Source: Washington County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Sep 6, 2022	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Sep 1, 2021	Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA BEAC
Apr 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	20267230
Deed Book / Page	1383 / 965
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0067002312
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 14, 2026
Property Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Document Number	0000007230
Book / Page	1383 / 965
Instrument Date	Sep 11, 2026
Instrument	20267230
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MTI TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,011.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007231,
Date	Sep 14, 2026
Instrument	20267231

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

Mortgage

Document Number	0000007232,
Date	Sep 14, 2026
Book Page	1383/981
Instrument	20267232

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 6, 2022
Property Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Document Number	0067007551
Book / Page	1252 / 862
Map Reference	MB 2 PG 54
Instrument Date	Sep 6, 2022
Instrument	202267007551
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11133 BRIDGECREEK DR, 11133, RIVERVIEW, FL 33569-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 YELLOW JACKET DR, VERNON, FL 32462-2011

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 1, 2021
Property Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Document Number	0067006460
Book / Page	1216 / 809
Map Reference	MB 2 PG 42
Instrument Date	Aug 27, 2021
Instrument	202167006460
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TTL LLC SANTA BEAC

Transaction

Amount	Amount on Record
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 W 19TH CT, 1104, LYNN HAVEN, FL 32444-5502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 SUNNY HILLS BLVD, CHIPLEY, FL 32428-2929

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Apr 19, 2017
Property Address	4107 PARAGON PL, CHIPLEY, FL 32428-3139
Document Number	0067002312
Book / Page	1086 / 573
Map Reference	MB2 PG42-54
Instrument Date	Apr 10, 2017
Instrument	201767002312
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 BROTHERS RD, 84, WAPPINGERS FALLS, NY 12590-3640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 TACOMA ST, CHIPLEY, FL 32428-3155

Mortgage

Document Number	0000000576
Date	Apr 19, 2017
Instrument	1086/576

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4107 Paragon Pl was $1,124, up 7.1% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (+7.15%)	$79,248 (-4.21%) Land $6,000 Building $73,248	$79,248 (-4.21%) Land $6,000 Building $73,248
2024	$1,049.00 (+12.55%)	$82,732 (+21.55%) Land $6,000 Building $76,732	$82,732 (+21.55%) Land $6,000 Building $76,732
2023	$932.00 (+11.35%)	$68,062 (+16.66%) Land $5,000 Building $63,062	$68,062 (+16.66%) Land $5,000 Building $63,062
2022	$837.00	$58,343 Land $3,500 Building $54,843	$58,343 Land $3,500 Building $54,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4107 Paragon Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Paragon Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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