4095 Paragon Pl, Chipley, FL 32428 Property Records

Washington County property record for 4095 Paragon Pl, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,154 sqft · built 1977
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Nov 2018)
Tax Bill	$718 (2025)
Deeds & Mortgages	Mar 2021 Transfer Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0165-0007`

Property Details

APN / Parcel Number

Primary APN	`04-0165-0007`
Alternative APN	`000401650007`

Interior

Full Baths	1 Bath
Building Area	1,154 sqft Heated Area
Gross Area	1,585 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2009
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.171 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	308 sqft
Porch	Porch
Patio Area	108 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401650007
Street Address	4095 PARAGON PL
City	CHIPLEY
State	FL
Zip	32428-3182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 7 ORB 1200 P 126 BLK 0165,
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	165
Legal Lot Number	7
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1215
Census Tract	970301

Owner

4095 Paragon Pl is owned and occupied by an individual who acquired it in March 2021.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4095 PARAGON PL, CHIPLEY, FL 32428-3182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Intrafamily Transfer, Transfer
Jul 1, 2019	Intrafamily Transfer, Transfer · ARM COMMUNITY SOUTH CU
Nov 9, 2018	Warranty Deed, Transfer · ARM COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Jul 1, 2019
Deed Document Number	0067007516
Deed Book / Page	1130 / 747
Last Transfer Date	Mar 4, 2021
Transfer Doc	0067001614
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Mar 4, 2021
Property Address	4095 PARAGON PL, CHIPLEY, FL 32428-3182
Document Number	0067001614
Book / Page	1200 / 126
Map Reference	MB 2 PG 42-54
Instrument Date	Mar 1, 2021
Instrument	202167001614
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1341, PORT ST JOE, FL 32457-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 PARAGON PL, CHIPLEY, FL 32428-3182

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jul 1, 2019
Property Address	4095 PARAGON PL, CHIPLEY, FL 32428-3182
Document Number	0067005043
Book / Page	1149 / 0171
Map Reference	MB 2 PG 42-54
Instrument Date	Jun 21, 2019
Instrument	201967005043
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6783 LARAMORE RD, 6783, WEWAHITCHKA, FL 32465-7119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1341, PORT SAINT JOE, FL 32457-1341

Mortgage

Document Number	0000000172
Date	Jul 1, 2019
Instrument	1149/172

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 9, 2018
Property Address	4095 PARAGON PL, CHIPLEY, FL 32428-3182
Document Number	0067007516
Book / Page	1130 / 747
Map Reference	MB2 PG42-54
Instrument Date	Nov 6, 2018
Instrument	201867007516
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6379 WILLOW LN, 6379, MARCY, NY 13403-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6783 LARAMORE RD, WEWAHITCHKA, FL 32465-7119
Investor	Possibly a Property Investor

Mortgage

Document Number	0067007517
Date	Nov 9, 2018
Instrument	201867007517

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 4095 Paragon Pl was $718 with a homeowner's exemption, down 1.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00 (-1.24%) Homeowner's exemption	$99,790 (+2.9%)	$128,881 (-3.07%) Land $6,000 Building $122,881
2024	$727.00 (+4.01%) Homeowner's exemption	$96,978 (+3%)	$132,969 (+21.65%) Land $6,000 Building $126,969
2023	$699.00 (-3.98%) Homeowner's exemption	$94,153 (+3%)	$109,304 (+19.57%) Land $5,000 Building $104,304
2022	$728.00 Homeowner's exemption	$91,411 Land $3,500 Building $87,911	$91,411 Land $3,500 Building $87,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4095 Paragon Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4095 Paragon Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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