4107 2nd St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4107 2nd St NW, Rochester, MN 55901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,208 sqft · built 1983
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$4,342 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.32.43.012611`

Property Details

APN / Parcel Number

Primary APN	`74.32.43.012611`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,188 sqft
Finished Basement	1,069 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	146 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4107 2ND ST NW
City	ROCHESTER
State	MN
Zip	55901-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-107 RANGE-014 MANOR WOODS 4TH-TORRENS LOT-014 BLOCK-003 LOT 14 BLK 3
Legal Range	14
Legal Township	107
Legal Section	32
Legal Subdivision	MANOR WOODS 4TH-TORRENS
Legal Block	3
Legal Lot Number	14
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

4107 2nd St NW is owned and occupied by two individuals who acquired it in October 2018.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage COULEE BANK
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage COULEE BANK
Oct 31, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2018	Warranty Deed, Transfer · Commercial Mortgage COULEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Sep 2, 2009 · Amount on File
Deed Document Number	2018147574
Last Transfer Date	Oct 24, 2018
Transfer Doc	000T147771
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T149904
Date	Oct 4, 2019
Instrument	T-149904

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T154271
Date	Apr 22, 2021
Instrument	T-154271

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Oct 31, 2018
Property Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422
Document Number	000T147771
Instrument Date	Oct 24, 2018
Instrument	T-147771
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 25, 2018
Property Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422
Document Number	000T147574
Instrument Date	Sep 14, 2018
Instrument	T-147574
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4107 2ND ST NW, ROCHESTER, MN 55901-8422

Mortgage

Document Number	000T147575
Date	Sep 25, 2018
Instrument	T-147575

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 20, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4107 2nd St NW was $4,342 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,342.00 Homeowner's exemption
2025		$307,000 Land $47,300 Building $259,700	$324,400 Land $50,000 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 2nd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Minnesota WiFi.

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