4101 2nd St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4101 2nd St NW, Rochester, MN 55901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1983
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Aug 2013)
Tax Bill	$3,912 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74.32.43.012610`

Property Details

APN / Parcel Number

Primary APN	`74.32.43.012610`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	889 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	144 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4101 2ND ST NW
City	ROCHESTER
State	MN
Zip	55901-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-107 RANGE-014 MANOR WOODS 4TH-TORRENS LOT-013 BLOCK-003 LOT 13 BLK 3
Legal Range	14
Legal Township	107
Legal Section	32
Legal Subdivision	MANOR WOODS 4TH-TORRENS
Legal Block	3
Legal Lot Number	13
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

4101 2nd St NW is owned and occupied by an individual who bought it in August 2013.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4101 2ND ST NW, ROCHESTER, MN 55901-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone First Mortgage MAYO EMPLOYEES CU
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Document Number	2013135175
Prior Transfer Date	Dec 27, 2006
Prior Transfer Doc	T115627
Record Updated	Sep 20, 2026

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OLMSTED MN
Recording Date	Jul 19, 2022
Property Address	4101 2ND ST NW, ROCHESTER, MN 55901-8422
Document Number	000T157795
Instrument Date	May 25, 2022
Instrument	T-157795
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ROCHESTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 5TH ST NW, ROCHESTER, MN 55901-8434

Mortgage

Document Number	000T157722
Date	Jul 19, 2022
Instrument	T-157722

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 28, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4101 2ND ST NW, ROCHESTER, MN 55901-8422
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T153552
Date	Jan 28, 2021
Instrument	T-153552

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 4101 2nd St NW was $3,912 with a homeowner's exemption, up 1.7% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,912.00 (+1.66%) Homeowner's exemption
2025	$3,848.00 Homeowner's exemption	$275,400 (-5.62%) Land $46,600 Building $228,800	$295,400 (+1.23%) Land $50,000 Building $245,400
2024		$291,800 Land $50,000 Building $241,800	$291,800 Land $50,000 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 2nd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Minnesota WiFi.

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