4106 Ludgate Dr, Durham, NC 27713 Property Records

Durham County property record for 4106 Ludgate Dr, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Sep 2006)
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0729-69-6663`

Property Details

APN / Parcel Number

Primary APN	`0729-69-6663`
Alternative APNs	`0729-69-66-6301` `072902696665` `146580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4106 LUDGATE DR
City	DURHAM
State	NC
Zip	27713-1199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FORESTWOOD II/PH:03/SEC:0 2/LT#54 PL:000133-000007
Legal Subdivision	FRSTWD 02
Legal Phase	3
Legal Lot Number	54
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1001
Census Tract	2026

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4106 LUDGATE DR, DURHAM, NC 27713-1199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 19, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2006 · Amount on Record
Deed Sale	Sep 26, 2006 · Amount on Record
Deed Book / Page	5366 / 493
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Sep 21, 2026
Property Address	4106 LUDGATE DR, DURHAM, NC 27713-1199
Document Number	0000188173
Book / Page	10628 / 96
Instrument Date	Sep 16, 2026
Instrument	2026188173
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188173,
Date	Sep 21, 2026
Book Page	10628/96
Instrument	2026188173

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	4106 LUDGATE DR, DURHAM, NC 27713-1199
Document Number	0088990426
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 LUDGATE DR DURHAM NC 277131199, DURHAM, NC 27713-1199

Mortgage

Document Number	0088990426
Date	Mar 27, 2020
Book Page	008899/000426
Instrument	10382

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 26, 2060

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00 (+2.51%)	$241,519 (-) Land $108,225 Building $133,294	$241,519 (-) Land $108,225 Building $133,294
2025	$2,394.00 (+19.58%)	$241,519 (+57.97%) Land $108,225 Building $133,294	$241,519 (+57.97%) Land $108,225 Building $133,294
2023	$2,002.00 (+2.35%)	$152,887 Land $26,392 Building $126,495	$152,887 Land $26,392 Building $126,495
2022	$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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