4104 Ludgate Dr, Durham, NC 27713 Property Records

Durham County property record for 4104 Ludgate Dr, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2025)
Tax Bill	$3,210 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0729-69-6770`

Property Details

APN / Parcel Number

Primary APN	`0729-69-6770`
Alternative APNs	`0729-69-67-7033` `072902696772` `146579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	90 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4104 LUDGATE DR
City	DURHAM
State	NC
Zip	27713-1199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FORESTWOOD II/PH:03/SEC:0 2/LT#55 PL:000133-000007
Legal Subdivision	FRSTWD 02
Legal Phase	3
Legal Lot Number	55
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1001
Census Tract	2026

Owner

4104 Ludgate Dr is owned and occupied by an individual who bought it in May 2025.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4104 LUDGATE DR, DURHAM, NC 27713-1199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR
Aug 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	2025131875
Deed Book / Page	10298 / 245
Prior Transfer Date	Aug 16, 2017
Prior Transfer Doc	0082600532
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 12, 2022
Property Address	4104 LUDGATE DR, DURHAM, NC 27713-1199
Document Number	0097980867
Book / Page	9798 / 867
Map Reference	MB 133 PG 7
Instrument Date	Oct 10, 2022
Instrument	2022039932
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 LUDGATE DR, DURHAM, NC 27713-1199

Mortgage

Document Number	0097980882
Date	Oct 12, 2022
Book Page	9798/882
Instrument	2022039933

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 8, 2017
Property Address	4104 LUDGATE DR, DURHAM, NC 27713-1199
Document Number	0083050406
Book / Page	008305 / 000406
Instrument Date	Nov 7, 2017
Instrument	39511
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 LUDGATE DR DURHAM NC 277131199, DURHAM, NC 27713-1199

Mortgage

Document Number	83050408
Date	Nov 8, 2017
Book Page	008305/000408
Instrument	39512

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 31, 2017
Property Address	4104 LUDGATE DR, DURHAM, NC 27713-1199
Document Number	0082600532
Book / Page	008260 / 000532
Instrument Date	Jun 7, 2017
Instrument	30769
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 CARDINAL DR RALEIGH NC 276042210, RALEIGH, NC 27604-2210
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4104 Ludgate Dr was $3,210, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,210.00 (+2.52%)	$315,906 (-) Land $109,150 Building $206,756	$315,906 (-) Land $109,150 Building $206,756
2025	$3,131.00	$315,906 Land $109,150 Building $206,756	$315,906 Land $109,150 Building $206,756
2023	$2,176.00 (+2.35%)	$166,133 Land $26,572 Building $139,561	$166,133 Land $26,572 Building $139,561
2022	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 Ludgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4104 Ludgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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