Hamilton County property record for 4105 Watson Rd, Chattanooga, TN 37415
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,891 sqft · built 1962 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jul 2013) |
| Tax Bill | $1,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 109M B 015 |
| Primary APN | 109M B 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,891 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000036203 |
|---|---|
| Street Address | 4105 WATSON RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3312 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 21 HIGHLAND HILLS PB 20 PG 68 |
| Legal Subdivision | HIGHLAND HILLS |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10501 |
4105 Watson Rd, a duplex, is owned by an individual who bought it in July 2013.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1412 RIVERVIEW RD, CHATTANOOGA, TN 37405-3127 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on File |
| Deed Sale | Jul 31, 2013 · Amount on File |
| Prior Sale | Jun 13, 2002 · Amount on File |
| Deed Document Number | 2013249 |
| Deed Book / Page | 10022 / 458 |
| Prior Transfer Date | Jan 29, 1999 |
| Prior Transfer Doc | 0052770766 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4105 Watson Rd was $1,396, up 23.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,396.00 (+23.87%) | $92,160 (+82.86%) | $230,400 (+82.86%) Land $60,000 Building $170,400 |
| 2024 | $1,127.00 | $50,400 (-) | $126,000 (-) Land $40,000 Building $86,000 |
| 2023 | $1,127.00 | $50,400 | $126,000 Land $40,000 Building $86,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4105 Watson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4105 Watson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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