4100 Watson Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4100 Watson Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,212 sqft · built 1996
Lot Size0.241 acres (10,500 sqft)
OwnerOwner Name on Record
Last Sale$120,000 (May 2010)
Tax Bill$1,167 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN109M C 011.03

Property Details

APN / Parcel Number

Primary APN109M C 011.03
Alternative APN
  • 0000138571

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,212 sqft Living Area

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions210 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000138571
Old Parcel Number109M C 01103
Street Address4100 WATSON RD
CityCHATTANOOGA
StateTN
Zip37415-3313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 48 BUQUOS CORRECTED ADDN PB10 PG23 OUT OF 109M-C-11 FOR 1996
Legal SubdivisionBUQUO S CORR ADD
Legal Lot Number48
JurisdictionHAMILTON TN
Township / Civil Division3
Census Block Group3
Census Block3016
Census Tract10501

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address4100 WATSON RD, CHATTANOOGA, TN 37415-3313
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2010 · Amount on Record
Deed SaleMay 25, 2010 · Amount on Record
Prior SaleOct 3, 2006 · Amount on Record
Deed Document Number2010052500095
Deed Book / Page9173 / 075
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4100 WATSON RD, CHATTANOOGA, TN 37415-3313
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 WATSON RD, CHATTANOOGA, TN 37415-3313

Mortgage

Document Number0000000071
DateNov 2, 2022
Book Page13132/794
Instrument2022110200071
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueNov 1, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,167.00 (+19.2%)$77,000 (+75.8%)$308,000 (+75.8%) Land $60,000 Building $248,000
2024$979.00$43,800 (-)$175,200 (-) Land $40,000 Building $135,200
2023$979.00$43,800 (-)$175,200 (-) Land $40,000 Building $135,200
2022$979.00$43,800$175,200 Land $40,000 Building $135,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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