4105 Spring Way Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4105 Spring Way Cir, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,329 sqft · built 1985
Lot Size	0.19 acres (8,269 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Mar 2024)
Tax Bill	$5,916 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`074762-3038`

Property Details

APN / Parcel Number

Primary APN	`074762-3038`
Alternative APN	`U1330202PX000001000190`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,269 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	116 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747623038
Street Address	4105 SPRING WAY CIR
City	VALRICO
State	FL
Zip	33596-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE SECTION F F LOT 19 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	BLOOMINGDALE SECTION F F
Legal Tract	2PX
Legal Block	1
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	4
Census Block	4008
Census Tract	13414

Owner

4105 Spring Way Cir is owned and occupied by two individuals who bought it in March 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4105 SPRING WAY CIR, VALRICO, FL 33596-7035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Aug 15, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jun 26, 2018	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	202489597
Transfer Doc	1080001842
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 1, 2024
Property Address	4105 SPRING WAY CIR, VALRICO, FL 33596-7035
Document Number	0000089597
Map Reference	MB 56 PG 28
Instrument Date	Feb 29, 2024
Instrument	2024089597
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 SPRING WAY CIR, VALRICO, FL 33596-7035

Mortgage

Document Number	0000089598
Date	Mar 1, 2024
Instrument	2024089598

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 15, 2023
Property Address	4105 SPRING WAY CIR, VALRICO, FL 33596-7035
Document Number	0000360648
Map Reference	MB 56 PG 28
Instrument Date	Aug 11, 2023
Instrument	2023360648
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,398.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3305 ACAPULCO DR, RIVERVIEW, FL 33578-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 26, 2018
Property Address	4105 SPRING WAY CIR, VALRICO, FL 33596-7035
Document Number	0258681296
Book / Page	025868 / 001296
Instrument Date	Jun 22, 2018
Instrument	253107
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	DOLPHIN TITLE/BRANDON INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 TALWOOD CIR #G BRANDON FL 335103621, G, BRANDON, FL 33510-3621

Mortgage

Document Number	258681297
Date	Jun 26, 2018
Book Page	025868/001297
Instrument	253108

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Spring Way Cir was $5,916 with a homeowner's exemption, down 6.4% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,174 (-2.01%) Land $95,990 Building $215,184	$311,174 (-2.01%) Land $95,990 Building $215,184
2025	$5,916.00 (-6.42%) Homeowner's exemption	$317,548 Land $95,990 Building $221,558	$317,548 Land $95,990 Building $221,558
2024	$6,322.00 (+76.1%)
2023	$3,590.00 (-24.25%) Homeowner's exemption	$204,023 (+3%)	$291,785 (+4.67%) Land $87,264 Building $204,521
2022	$4,739.00 Homeowner's exemption	$198,081	$278,773 Land $69,811 Building $208,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4105 Spring Way Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 Spring Way Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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