4103 Spring Way Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4103 Spring Way Cir, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1985
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Nov 2021)
Tax Bill	$883 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074762-3040`

Property Details

APN / Parcel Number

Primary APN	`074762-3040`
Alternative APN	`U1330202PX000001000200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,330 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747623040
Street Address	4103 SPRING WAY CIR
City	VALRICO
State	FL
Zip	33596-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE SECTION F F LOT 20 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	BLOOMINGDALE SECTION F F
Legal Tract	2PX
Legal Block	1
Legal Lot Number	20
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	4
Census Block	4008
Census Tract	13414

Owner

Source: Hillsborough County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 2, 2025	Deed of Trust, Mortgage · VA Mortgage AAFMAA MORTGAGE LLC
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Sep 20, 1995 · Amount on Record
Deed Document Number	2021607281
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035

Mortgage

Document Number	0000047245
Date	Feb 5, 2026
Instrument	2026047245

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035

Mortgage

Document Number	0000235607
Date	Jun 2, 2025
Instrument	2025235607

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company
Address	CARY, NC 27518

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 29, 2021
Property Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035
Document Number	0000607281
Map Reference	MB 56 PG 28
Instrument Date	Nov 18, 2021
Instrument	2021607281
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 ISLAND RD, BLOUNTVILLE, TN 37617-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035

Mortgage

Document Number	0000607282
Date	Nov 29, 2021
Instrument	2021607282

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000607283
Date	Nov 29, 2021
Instrument	2021607283

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4103 SPRING WAY CIR, VALRICO, FL 33596-7035
Document Number	0000488065
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4103 SPRING WAY CIR VALRICO FL 335967035, VALRICO, FL 33596-7035

Mortgage

Document Number	0000488065
Date	Nov 23, 2020
Instrument	488065

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 22, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+8.21%) Disabled Person's exemption Veteran's exemption	$278,007 (+5.99%)	$282,526 (+7.71%) Land $95,990 Building $186,536
2024	$816.00 (+5.15%)
2023	$776.00 (+15.3%) Disabled Person's exemption Veteran's exemption	$262,303 (+2.21%) Land $87,264 Building $175,039	$262,303 (+2.21%) Land $87,264 Building $175,039
2022	$673.00 Disabled Person's exemption Veteran's exemption	$256,637 Land $69,811 Building $186,826	$256,637 Land $69,811 Building $186,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spring Way Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures