4105 S Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 4105 S Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 5,658 sqft · built 2024
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2024)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-1 09-0-0002`

Property Details

APN / Parcel Number

Primary APN	`19-1 09-0-0002`
Alternative APN	`9420`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	5,658 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,034 sqft (0.414 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	512 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9420
Street Address	4105 S RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-2 S-8 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

Source: James City County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8589 RICHMOND RD, TOANO, VA 23168-9212
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 29, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS AND FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	20245280
Last Transfer Date	Jan 24, 2025
Transfer Doc	0202501502
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Aug 26, 2026
Property Address	4105 S RIVERSIDE DR, LANEXA, VA 23089-9418
Document Number	0000010961
Instrument Date	Aug 21, 2026
Instrument	202610961
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 S RIVERSIDE DR, LANEXA, VA 23089-9418

Mortgage

Document Number	0000010961,
Date	Aug 26, 2026
Instrument	202610961

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 29, 2024
Property Address	4105 S RIVERSIDE DR, LANEXA, VA 23089-9418
Document Number	0202405280
Instrument Date	Apr 25, 2024
Instrument	202405280
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8589 RICHMOND RD, TOANO, VA 23168-9212

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4105 S RIVERSIDE DR, LANEXA, VA 23089-9418
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005260
Date	Mar 22, 2021
Instrument	210005260

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00 (+57.11%)	$872,200 (+85.69%) Land $273,400 Building $598,800	$872,200 (+85.69%) Land $273,400 Building $598,800
2023		$469,700 Land $249,900 Building $219,800	$469,700 Land $249,900 Building $219,800
2022	$3,898.00 (-1.19%)
2019	$3,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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