4101 S Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 4101 S Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 1990
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Jun 2026)
Tax Bill	$4,861 (2019)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-1 05-0-0034`

Property Details

APN / Parcel Number

Primary APN	`19-1 05-0-0034`
Alternative APN	`7724`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	15,377 sqft (0.353 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	560 sqft
Patio Area	560 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	7724
Street Address	4101 S RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-34 S-4 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	34
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

Source: James City County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer · Line of Credit GTE FEDERAL CREDIT UNION
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage TRIUMPH MORTGAGE
Jun 21, 2019	Warranty Deed, Transfer TOWNE MTG
Jul 25, 2017	Quit Claim Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	20267597
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000014626
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 17, 2026
Property Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Document Number	0000007597
Instrument Date	Jun 16, 2026
Instrument	20267597
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418

Mortgage

Document Number	0000007598,
Date	Jun 17, 2026
Instrument	20267598

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401605
Date	Jan 31, 2024
Instrument	202401605

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007855
Date	Apr 20, 2021
Instrument	210007855

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 21, 2019
Property Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Document Number	0000008902
Instrument Date	May 31, 2019
Instrument	8902
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 S RIVERSIDE DR LANEXA VA 230899418, LANEXA, VA 23089-9418

Mortgage

Document Number	8903
Date	Jun 21, 2019
Instrument	8903

Lender

Name	TOWNE MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Fixed Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 25, 2017
Property Address	4101 S RIVERSIDE DR, LANEXA, VA 23089-9418
Document Number	0000014626
Instrument Date	May 16, 2017
Instrument	14626
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 S RIVERSIDE DR LANEXA VA 230899418, LANEXA, VA 23089-9418

Mortgage

Document Number	14627
Date	Jul 25, 2017
Instrument	14627

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$851,700 (+47.15%) Land $266,800 Building $584,900	$851,700 (+47.15%) Land $266,800 Building $584,900
2023		$578,800 Land $249,900 Building $328,900	$578,800 Land $249,900 Building $328,900
2019	$4,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE COLONIES serves 548 people · EPA ID VA4127115
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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