4105 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4105 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 2018
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$231,226 (May 2025)
Tax Bill$4,763 (2025)
Deeds & MortgagesMay 2025 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN28-043009-000615-0

Property Details

APN / Parcel Number

Primary APN28-043009-000615-0
Alternative APN
  • 381114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,809 sqft
1st Floor Area1,448 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area361 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area147 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4105 RIATA RANCH RD
CityWACO
StateTX
Zip76705-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK PH 4 LOT 15 BLOCK 6 ACRES .138
Legal SubdivisionSOUTH FORK PH 4
Legal Block6
Legal Lot Number15
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4012
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4105 RIATA RANCH RD, WACO, TX 76705-3810
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 13, 2025Vendor's Lien, Transfer · FHA Mortgage
KIND LENDING LLC
Oct 11, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleOct 11, 2018
Deed Document Number202514252
Record UpdatedOct 29, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 13, 2025
Property Address4105 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000014252
Map ReferenceFILE 2018000313
Instrument DateMay 9, 2025
Instrument2025014252
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyDESIGNATED TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number0000014253
DateMay 13, 2025
Instrument2025014253
Lender
NameKIND LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 11, 2018
Property Address4105 RIATA RANCH RD, WACO, TX 76705-3810
Document Number0000036084
Instrument DateOct 9, 2018
Instrument36084
Transaction TypeTransfer
Record UpdatedNov 1, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 VISTA RANCH RD WACO TX 76705, WACO, TX 76705

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,572 (-0.18%) Land $39,795 Building $211,777$251,572 (-0.18%) Land $39,795 Building $211,777
2025$4,763.00 (+1.75%) Homeowner's exemption$252,030 (-1.17%) Land $36,130 Building $215,900$252,030 (-1.17%) Land $36,130 Building $215,900
2024$4,681.00 (+21.9%)
2023$255,010 Land $36,130 Building $218,880$255,010 Land $36,130 Building $218,880
2022$3,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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