4101 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4101 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 2018
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on Record
Tax Bill	$884 (2018)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280430090006140`

Property Details

APN / Parcel Number

Primary APN	`280430090006140`
Alternative APN	`381113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,847 sqft
Flooring	Carpet
Security Alarm	Security Alarm

Exterior

Year Built	Built 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.203 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	117 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	381113
Street Address	4101 RIATA RANCH RD
City	WACO
State	TX
Zip	76705-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 4 LOT 14 BLOCK 6 ACRES .204
Legal Subdivision	SOUTH FORK PH 4
Legal Block	6
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4012
Census Tract	1700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2022	Warranty Deed, Transfer
May 25, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 29, 2021	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2018	Vendor's Lien, Transfer SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022
Deed Sale	May 25, 2022
Prior Sale	May 25, 2022
Deed Document Number	0000021170
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000025070
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037048
Date	Oct 16, 2020
Instrument	2020037048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 21, 2022
Property Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000025070
Instrument Date	Jun 20, 2022
Instrument	2022025070
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 RIATA RANCH RD, WACO, TX 76705-3810

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 25, 2022
Property Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000021170
Map Reference	DOC 2018000313
Instrument Date	May 25, 2022
Instrument	2022021170
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000021171
Date	May 25, 2022
Instrument	2022021171

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 29, 2021
Property Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000044122
Map Reference	VOL B PG 99
Instrument Date	Oct 28, 2021
Instrument	2021044122
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 SPOKANE ST, 712, HEWITT, TX 76643-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 SPOKANE ST, HEWITT, TX 76643-3046

Mortgage

Document Number	0000044170
Date	Oct 29, 2021
Instrument	2021044170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 13, 2018
Property Address	4101 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000039667
Map Reference	FILE2018000313
Instrument Date	Sep 25, 2018
Instrument	2018039667
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000039668
Date	Nov 13, 2018
Instrument	2018039668

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,990 (-1.16%) Land $46,120 Building $258,870	$304,990 (-1.16%) Land $46,120 Building $258,870
2023		$308,560 Land $46,120 Building $262,440	$308,560 Land $46,120 Building $262,440
2018	$884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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