St. Louis County property record for 4105 Regent St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,599 sqft · built 1940 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,900 (Aug 2009) |
| Tax Bill | $4,006 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-3010-01590 |
| Primary APN | 010-3010-01590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Gross Area |
| 1st Floor Area | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 219 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1152222 |
|---|---|
| Street Address | 4105 REGENT ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0015 BLOCK:037 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 37 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-01590
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4105 REGENT ST, DULUTH, MN 55804-2166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2009 · Amount on Record |
| Deed Sale | Aug 21, 2009 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 20091116278 |
| Last Transfer Date | Aug 02, 2023 |
| Transfer Doc | 0001471190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 17, 2026 |
| Property Address | 4105 REGENT ST, DULUTH, MN 55804-2166 |
| Document Number | 0001531037 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261531037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4105 REGENT ST, DULUTH, MN 55804-2166 |
| Document Number | 0001531037, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20261531037 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4105 REGENT ST, DULUTH, MN 55804-2166 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001471191 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 1471191 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4105 REGENT ST, DULUTH, MN 55804-2166 |
| Document Number | 00A1371817 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4105 REGENT ST DULUTH MN 558042166, DULUTH, MN 55804-2166 |
| Document Number | 00A1371817 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | A1371817 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,006.00 (+7.28%) Homeowner's exemption | ||
| 2025 | $3,734.00 (+2.81%) Homeowner's exemption | $308,200 (+6.31%) Land $47,900 Building $260,300 | $308,200 (+6.31%) Land $47,900 Building $260,300 |
| 2024 | $3,632.00 | $289,900 (+17.8%) Land $46,200 Building $243,700 | $289,900 (+17.8%) Land $46,200 Building $243,700 |
| 2022 | $246,100 Land $35,600 Building $210,500 | $246,100 Land $35,600 Building $210,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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