St. Louis County property record for 4031 Regent St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,340 sqft · built 1924 |
| Lot Size | 0.32 acres (13,977 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $499,500 (Jul 2025) |
| Tax Bill | $6,308 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-3010-01690 |
| Primary APN | 010-3010-01690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Gross Area |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 407 sqft |
| Finished Basement | 407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,977 sqft (0.32 acres) |
| Garage Area | 2,288 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 240 sqft |
| Storage Building | 49 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1185652 |
|---|---|
| Street Address | 4031 REGENT ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 AND 10 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 38 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 600 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 4031 REGENT ST, DULUTH, MN 55804-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 25, 2020 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Jul 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 20251515026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4031 REGENT ST, DULUTH, MN 55804-2164 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4031 REGENT ST, DULUTH, MN 55804-2164 |
| Document Number | 0001467776 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 1467776 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 25, 2020 |
| Property Address | 4031 REGENT ST, DULUTH, MN 55804-2164 |
| Document Number | 00A1388674 |
| Instrument Date | Aug 19, 2020 |
| Instrument | A1388674 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4031 REGENT ST DULUTH MN 558042164, DULUTH, MN 55804-2164 |
| Document Number | A1388675 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | A1388675 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 24, 2017 |
| Property Address | 4031 REGENT ST, DULUTH, MN 55804-2164 |
| Document Number | 00A1313720 |
| Instrument Date | Jul 21, 2017 |
| Instrument | A1313720 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4031 REGENT ST DULUTH MN 558042164, DULUTH, MN 55804-2164 |
| Document Number | A1313721 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | A1313721 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,308.00 (+7.17%) Homeowner's exemption | ||
| 2025 | $5,886.00 (-2.81%) Homeowner's exemption | $467,600 (+7.27%) Land $66,500 Building $401,100 | $467,600 (+7.27%) Land $66,500 Building $401,100 |
| 2024 | $6,056.00 | $435,900 (+10.78%) Land $64,100 Building $371,800 | $435,900 (+10.78%) Land $64,100 Building $371,800 |
| 2022 | $393,500 Land $49,800 Building $343,700 | $393,500 Land $49,800 Building $343,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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