4105 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4105 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,306 sqft Heated Area
Lot Size	5,532 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$73,000 (1994)
Tax Bill	$630.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`83260`
Alternative APN	`092630056000010340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,306 sqft Heated Area
Gross Area	1,771 sqft Gross Area
1st Floor	1,306 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,532 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	83260
Street Address	4105 NATCHEZ TRACE DR
City	SAINT CLOUD
State	FL
Zip	34769-6815
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE PB 5 PGS 105-106 LOT 34
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	NATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract	560
Legal Block	1
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3031
Census Tract	43208

Owner

Source: Osceola County records · APN 83260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4105 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6815
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 1994 · Amount on Record
Deed Sale	Apr 29, 1994 · Amount on Record
Deed Doc Number	0001187999
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+13.11%) Homeowner's exemption Senior Citizen's exemption	$89,729 (+5.98%)	$251,300 (+3.93%) Land $60,000 Building $191,300
2023	$557.00 (+8.58%) Homeowner's exemption Senior Citizen's exemption	$84,662 (+3%)	$241,800 (+30.49%) Land $55,000 Building $186,800
2022	$513.00 Homeowner's exemption Senior Citizen's exemption	$82,197	$185,300 Land $42,000 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.