Lorain County property record for 4105 Laurel Rd, Lorain, OH 44055
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,800 (Nov 2020) |
| Tax Bill | $168 (2025) |
| Deeds & Mortgages | Nov 2020 Sale May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-106-114-001 |
| Primary APN | 03-00-106-114-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 1,200 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 158 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4105 LAUREL RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3342 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | CENTRAL DIVISION & VACATED ALLEY 60 X 158 |
| Legal Subdivision | CENTRAL DIVISION & VACATED ALLEY |
| Legal Block | 114 |
| Legal Lot Number | 1 & 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23900 |
4105 Laurel Rd, residential vacant land, is owned by an individual who bought it in November 2020.
Source: Lorain County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4111 LAUREL RD, LORAIN, OH 44055-3342 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIVE WELL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 2020789102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 16, 2020 |
| Property Address | 4105 LAUREL RD, LORAIN, OH 44055-3342 |
| Document Number | 0000789102 |
| Instrument Date | Nov 15, 2020 |
| Instrument | 789102 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $27.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4111 LAUREL RD LORAIN OH 440553342, LORAIN, OH 44055-3342 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4105 LAUREL RD, LORAIN, OH 44055-3342 |
| Document Number | 0000634080 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4105 LAUREL RD LORAIN OH 440553342, LORAIN, OH 44055-3342 |
| Document Number | 0000634080 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 634080 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4105 LAUREL RD, LORAIN, OH 44055-3342 |
| Document Number | 0000634079 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 405 LAUREL RD LORAIN OH 44055, LORAIN, OH 44055 |
| Document Number | 0000634079 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 634079 |
| Name | LIVE WELL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | RICHMOND, VA 23225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
The 2025 property tax bill for 4105 Laurel Rd was $168.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168.00 | $4,270 (-0.09%) Land $4,270 | $12,210 (-) Land $12,210 |
| 2024 | $4,274 (+52.43%) Land $4,274 | $12,210 (+52.43%) Land $12,210 | |
| 2023 | $147.00 (+3.52%) | $2,804 (+0.14%) Land $2,804 | $8,010 Land $8,010 |
| 2022 | $142.00 | $2,800 Land $2,800 | |
| 2021 | $8,010 Land $8,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4105 Laurel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4105 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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