4095 Laurel Rd, Lorain, OH 44055 Property Records

Lorain County property record for 4095 Laurel Rd, Lorain, OH 44055 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,778 sqft · built 1946
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2026)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-106-106-026`

Property Details

APN / Parcel Number

Primary APN	`03-00-106-106-026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	988 sqft
Upper Floors Area	790 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	158 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	144 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4095 LAUREL RD
City	LORAIN
State	OH
Zip	44055-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL DIVISION & VAC ALLEY 30 X 158
Legal Subdivision	CENTRAL DIVISION & VAC ALLEY
Legal Block	106
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1006
Census Tract	23900

Owner

Source: Lorain County records · APN 03-00-106-106-026

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4095 LAUREL RD, LORAIN, OH 44055-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jan 15, 2021	Warranty Deed, Transfer MILLER HOME TITLE
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	202692358
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 20, 2026
Property Address	4095 LAUREL RD, LORAIN, OH 44055-2540
Document Number	0000092358
Instrument Date	Mar 30, 2026
Instrument	2026.92358
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 LAUREL RD, LORAIN, OH 44055-2540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092359,
Date	Apr 20, 2026
Instrument	2026.92359

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 15, 2021
Property Address	4095 LAUREL RD, LORAIN, OH 44055-2540
Document Number	0000798582
Map Reference	VOL 9 PG 5
Instrument Date	Jan 13, 2021
Instrument	2021-0798582
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 W RIVER RD N, ELYRIA, OH 44035-4915

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 20, 2017
Property Address	4095 LAUREL RD, LORAIN, OH 44055-2540
Document Number	0000648835
Instrument Date	Oct 20, 2017
Instrument	648835
Transaction Type	Transfer
Record Updated	Dec 06, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 DUNTON RD LORAIN OH 440552438, LORAIN, OH 44055-2438

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+1.98%)	$32,610 (-0.01%) Land $2,140 Building $30,470	$93,180 (-) Land $6,110 Building $87,070
2024	$1,261.00 (+72.03%)	$32,613 (+108.26%) Land $2,139 Building $30,475	$93,180 (+108.27%) Land $6,110 Building $87,070
2023	$733.00 (-7.68%)	$15,660 (-) Land $1,404 Building $14,256	$44,740 (-) Land $4,010 Building $40,730
2022	$794.00	$15,660 Land $1,400 Building $14,260
2021			$44,740 Land $4,010 Building $40,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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