4105 Emerson Cove Dr, Spring, TX 77386 Property Records

Montgomery County property record for 4105 Emerson Cove Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,338 sqft · built 2019
Lot Size0.163 acres (7,098 sqft)
Owner2 Company Names on Record
Last Sale$320,000 (Mar 2020)
Tax Bill$10,038 (2025)
Deeds & MortgagesDec 2025 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN2132-04-06600

Property Details

APN / Parcel Number

Primary APN2132-04-06600
Alternative APN
  • R487906

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,338 sqft Living Area
Gross Area3,954 sqft
1st Floor Area2,103 sqft
2nd Floor Area1,235 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,098 sqft (0.163 acres)
View / LotPrimary
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4105 EMERSON COVE DR
CitySPRING
StateTX
Zip77386-4889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS213204 - ALLEGRO AT HARMONY 04, BLOCK 3, LOT 39
Legal SubdivisionALLEGRO AT HARMONY 04
Legal Block3
Legal Lot Number39
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1002
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4105 EMERSON COVE DR, SPRING, TX 77386-4889
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Intrafamily Transfer, Transfer
Mar 31, 2020Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Deed Document Number202031062
Last Transfer DateDec 20, 2025
Transfer Doc0000131209
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY TX
Recording DateDec 22, 2025
Property Address4105 EMERSON COVE DR, SPRING, TX 77386-4889
Document Number0000131209
Map ReferenceCAB Z SH 5350-5352
Instrument DateDec 20, 2025
Instrument2025131209
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4105 EMERSON COVE DR, SPRING, TX 77386-4889

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4105 EMERSON COVE DR, SPRING, TX 77386-4889

March 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 31, 2020
Property Address4105 EMERSON COVE DR, SPRING, TX 77386-4889
Document Number0000031062
Map ReferenceCAB Z SH 5350-5352
Instrument DateMar 27, 2020
Instrument2020031062
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2022
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 EMERSON COVE DR, SPRING, TX 77386-4889
InvestorPossibly a Property Investor

Mortgage

Document Number0000031063
DateMar 31, 2020
Instrument2020031063
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$530,479 (-) Land $29,698 Building $500,781$530,479 (-) Land $29,698 Building $500,781
2025$10,038.00 (-3.91%) Homeowner's exemption$530,479 (+2.48%) Land $29,698 Building $500,781$530,479 (+2.48%) Land $29,698 Building $500,781
2024$10,447.00 (+31.51%) Homeowner's exemption$517,617 (+2.66%) Land $29,698 Building $487,919$517,617 (+2.66%) Land $29,698 Building $487,919
2023$7,944.00$504,190 Land $29,700 Building $474,490$504,190 Land $29,700 Building $474,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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