4097 Emerson Cove Dr, Spring, TX 77386 Property Records

Montgomery County property record for 4097 Emerson Cove Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,749 sqft · built 2019
Lot Size	0.163 acres (7,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,300 (Jun 2020)
Tax Bill	$8,914 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2132-04-06800`

Property Details

APN / Parcel Number

Primary APN	`2132-04-06800`
Alternative APN	`R487908`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,749 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,089 sqft (0.163 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4097 EMERSON COVE DR
City	SPRING
State	TX
Zip	77386-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S213204 - ALLEGRO AT HARMONY 04, BLOCK 3, LOT 41
Legal Subdivision	ALLEGRO AT HARMONY 04
Legal Block	3
Legal Lot Number	41
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	692009

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4097 EMERSON COVE DR, SPRING, TX 77386-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	202052933
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000052933
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 2, 2020
Property Address	4097 EMERSON COVE DR, SPRING, TX 77386-4792
Document Number	0000052933
Instrument Date	May 29, 2020
Instrument	52933
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4097 EMERSON COVE DR SPRING TX 773864792, SPRING, TX 77386-4792

Mortgage

Document Number	52934
Date	Jun 2, 2020
Instrument	52934

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,914.00 (-4.83%) Homeowner's exemption	$478,053 (+2.04%) Land $29,694 Building $448,359	$478,053 (+2.04%) Land $29,694 Building $448,359
2024	$9,366.00 (+74.02%) Homeowner's exemption	$468,509 (+8.88%) Land $29,694 Building $438,815	$468,509 (+3.02%) Land $29,694 Building $438,815
2023	$5,382.00 Homeowner's exemption	$430,300 Land $29,690 Building $425,070	$454,760 Land $29,690 Building $425,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 373 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	373 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20