4104 Suttle Pl, Matthews, NC 28104 Property Records

Union County property record for 4104 Suttle Pl, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Jul 2016)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-129-789`

Property Details

APN / Parcel Number

Primary APN	`07-129-789`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	2,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4104 SUTTLE PL
City	MATTHEWS
State	NC
Zip	28104-5176
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#159 KERRY GREENS PH6 OPCF020
Legal Subdivision	KERRY GREENS
Legal Lot Number	159
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1029
Census Tract	20313

Owner

Source: Union County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4104 SUTTLE PL, MATTHEWS, NC 28104-5176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL AREA HSNG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	201622178
Deed Book / Page	6730 / 653
Prior Transfer Date	Jul 27, 2010
Prior Transfer Doc	5381763
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	4104 SUTTLE PL, STALLINGS, NC 28104-5176
Document Number	7901136
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 SUTTLE PL STALLINGS NC 281045176, STALLINGS, NC 28104-5176

Mortgage

Document Number	7901136
Date	Nov 30, 2020
Book Page	007901/000136
Instrument	49248

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate	3.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4104 SUTTLE PL, STALLINGS, NC 28104-5176
Document Number	715357
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4104 SUTTLE PL STALLINGS NC 281045176, STALLINGS, NC 28104-5176

Mortgage

Document Number	715357
Date	May 9, 2018
Book Page	007153/000057
Instrument	12402

Lender

Name	CAPITAL AREA HSNG FIN
Type	Funding / Finance Company
Address	RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (+33.55%)	$448,000 (+65.19%) Land $78,000 Building $370,000	$448,000 (+65.19%) Land $78,000 Building $370,000
2023	$2,295.00	$271,200 Land $49,500 Building $221,700	$271,200 Land $49,500 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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