4045 Suttle Pl, Matthews, NC 28104 Property Records

Union County property record for 4045 Suttle Pl, Matthews, NC 28104 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$403,500 (May 2023)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-129-802`

Property Details

APN / Parcel Number

Primary APN	`07-129-802`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4045 SUTTLE PL
City	MATTHEWS
State	NC
Zip	28104-5175
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#132 KERRY GREENS PH5 OPCF018
Legal Subdivision	KERRY GREENS
Legal Lot Number	132
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1031
Census Tract	20313

Owner

Source: Union County records · APN 07-129-802

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4045 SUTTLE PL, MATTHEWS, NC 28104-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202311754
Deed Book / Page	8710 / 632
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 18, 2023
Property Address	4045 SUTTLE PL, MATTHEWS, NC 28104-5175
Document Number	0008710632
Book / Page	8710 / 632
Map Reference	CAB F FILE 18
Instrument Date	May 15, 2023
Instrument	11754
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 MALLORY LN, WAXHAW, NC 28173-6879

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 SUTTLE PL, MATTHEWS, NC 28104-5175

Mortgage

Document Number	0000011755
Date	May 18, 2023
Instrument	11755

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.7%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 21, 2020
Property Address	4045 SUTTLE PL, MATTHEWS, NC 28104-5175
Document Number	0007816204
Book / Page	7816 / 204
Map Reference	CAB F FILE 18
Instrument Date	Sep 17, 2020
Instrument	37422
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 CENTRAL PARK S # S32B, 106, NEW YORK, NY 10019-1563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 SUTTLE PL, MATTHEWS, NC 28104-5175

Mortgage

Document Number	0000037423
Date	Sep 21, 2020
Instrument	37423

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (+34.66%)	$454,400 (+66.63%) Land $78,000 Building $376,400	$454,400 (+66.63%) Land $78,000 Building $376,400
2023	$2,308.00 (+0.92%)	$272,700 (-) Land $49,500 Building $223,200	$272,700 (-) Land $49,500 Building $223,200
2022	$2,287.00	$272,700 Land $49,500 Building $223,200	$272,700 Land $49,500 Building $223,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Google Fiber, Uniti Group, Ripple Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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