4103 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4103 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft · built 1957
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2021)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01312985`

Property Details

APN / Parcel Number

Primary APN	`13-01312985`
Alternative APN	`01312985`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312985
Street Address	4103 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 2
Legal Subdivision	GARRETT FOREST
Legal Block	P
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4103 FERRARA DR, SILVER SPRING, MD 20906-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jun 28, 1993 · Amount on Record
Deed Book / Page	63305 / 403
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 21, 2021
Property Address	4103 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0633050403
Book / Page	63305 / 403
Map Reference	MB 48 PL 3695
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4103 FERRARA DR, SILVER SPRING, MD 20906-4714

Mortgage

Document Number	63305409
Date	Jun 21, 2021
Instrument	63305/409

Lender

Name	IBANEZ MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,733 (+6.7%)	$456,700 (-) Land $182,900 Building $273,800
2025	$5,455.00 (+44.73%)	$402,767 (+11.73%)	$456,700 (+21.53%) Land $182,900 Building $273,800
2023		$360,467	$375,800 Land $182,900 Building $192,900
2022	$3,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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