4104 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4104 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,950 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$72,000 (Jul 2020)
Tax Bill	$8,143 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 1 more
APN	`104-818-3827`

Property Details

APN / Parcel Number

Primary APN	`104-818-3827`
Alternative APN	`13367`

Interior

Building Area	3,950 sqft Living Area

Exterior

Year Built	Built 2021
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4104 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT130 PH1B
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1B
Legal Lot Number	130
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4104 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage B1BANK
Jul 16, 2020	Cash Sale Deed, Transfer BAYOU TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2215325
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4104 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304332
Date	Dec 7, 2021
Instrument	2304332

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4104 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002243935
Date	Dec 23, 2020
Instrument	2243935

Lender

Name	B1BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 16, 2020
Property Address	4104 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Document Number	0002215325
Map Reference	DOC 2046937
Instrument Date	Jul 16, 2020
Instrument	2215325
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	BAYOU TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 VETERANS MEMORIAL BLVD STE 201, 201, METAIRIE, LA 70005-3060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7255 KODIAK DR, BATON ROUGE, LA 70810-1185

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,143.00 (-0.86%) Homeowner's exemption	$77,286 (+1.43%) Land $6,000 Building $71,286	$772,863 (+1.43%) Land $60,000 Building $712,863
2024	$8,214.00 (+3.49%) Homeowner's exemption	$76,198 (+24.44%) Land $6,000 Building $70,198	$761,979 (+24.44%) Land $60,000 Building $701,979
2023	$7,937.00	$61,231 (-) Land $6,000 Building $55,231	$612,314 (-) Land $60,000 Building $552,314
2022	$7,937.00	$61,231 Land $6,000 Building $55,231	$612,314 Land $60,000 Building $552,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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