St. Tammany Parish property record for 4088 Cypress Point Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,328 sqft · built 2021 |
| Lot Size | 0.177 acres (7,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,000 (Oct 2021) |
| Tax Bill | $4,820 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Sale & Mortgage |
| APN | 104-818-3825 |
| Primary APN | 104-818-3825 |
|---|---|
| Alternative APN |
|
| Building Area | 2,328 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 7,737 sqft (0.177 acres) |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4088 CYPRESS POINT DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-9187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT WATERCROSS LT128 PH1B |
| Legal Subdivision | ESTATES AT WATERCROSS |
| Legal Phase | 1B |
| Legal Lot Number | 128 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40601 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4088 CYPRESS POINT DR, COVINGTON, LA 70433-9187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Oct 28, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 20212298191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 4088 CYPRESS POINT DR, COVINGTON, LA 70433-9187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002375535 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2375535 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 28, 2021 |
| Property Address | 4088 CYPRESS POINT DR, COVINGTON, LA 70433-9187 |
| Document Number | 0002298191 |
| Map Reference | DOC 2249429 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2298191 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | WINTERS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2454, MANDEVILLE, LA 70470-2454 |
| Name | Verified Name |
|---|---|
| Address | 4088 CYPRESS POINT DR, COVINGTON, LA 70433-9187 |
| Document Number | 0002298192 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2298192 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,820.00 (-2.43%) Homeowner's exemption | $48,812 (-) Land $6,000 Building $42,812 | $488,123 (-) Land $60,000 Building $428,123 |
| 2024 | $4,940.00 (+28.05%) Homeowner's exemption | $48,812 (+31%) Land $6,000 Building $42,812 | $488,123 (+31%) Land $60,000 Building $428,123 |
| 2023 | $3,858.00 Homeowner's exemption | $37,262 (-) Land $6,000 Building $31,262 | $372,620 (-) Land $60,000 Building $312,620 |
| 2022 | $3,858.00 Homeowner's exemption | $37,262 Land $6,000 Building $31,262 | $372,620 Land $60,000 Building $312,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 176 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 123 (1983–2021) |
| Claims Outside the SFHA | 38 of 123 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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