Harris County property record for 4103 Ruskin St, Houston, TX 77005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,943 sqft · built 1989 |
| Lot Size | 0.15 acres (6,552 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,949 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 052-086-000-0031 |
| Primary APN | 052-086-000-0031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,943 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,552 sqft (0.15 acres) |
| View / Lot | Neighborhood |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 490 sqft |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0520860000031 |
|---|---|
| Street Address | 4103 RUSKIN ST |
| City | HOUSTON |
| State | TX |
| Zip | 77005-3548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 FAIRHAVEN |
| Legal Subdivision | FAIRHAVEN |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 412600 |
4103 Ruskin St is owned and occupied by two individuals who acquired it in July 2008.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4103 RUSKIN ST, HOUSTON, TX 77005-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2008 |
| Deed Sale | Jul 21, 2008 |
| Prior Sale | Feb 20, 2006 · Amount on File |
| Deed Document Number | 2008380141 |
| Deed Book / Page | 5842 / 1278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4103 RUSKIN ST, HOUSTON, TX 77005-3548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000140789 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 2020-140789 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4103 RUSKIN ST, HOUSTON, TX 77005-3548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000340325 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-340325 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 4103 Ruskin St was $10,949 with a homeowner's exemption, up 1.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | West University Place City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,578,421 (+2.49%) Land $805,752 Building $772,669 | $1,578,421 (+2.49%) Land $805,752 Building $772,669 | |
| 2025 | $10,949.00 (+1.55%) Homeowner's exemption | $1,540,000 Land $805,752 Building $734,248 | $1,540,000 Land $805,752 Building $734,248 |
| 2024 | $10,782.00 | ||
| 2023 | $1,401,698 Land $727,776 Building $673,922 | $1,401,698 Land $727,776 Building $673,922 | |
| 2022 | $9,689.00 | ||
| 2020 | $13,119.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4103 Ruskin St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 units insured incl. 16 condo units |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4103 Ruskin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures