4032 Ruskin St, Houston, TX 77005 Property Records

Harris County property record for 4032 Ruskin St, Houston, TX 77005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1947
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2007)
Tax Bill	$11,640 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`055-164-000-0018`

Property Details

APN / Parcel Number

Primary APN	`055-164-000-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,758 sqft
1st Floor Area	1,758 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Traditional
Lot Area	6,000 sqft (0.138 acres)
Garage Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0551640000018
Street Address	4032 RUSKIN ST
City	HOUSTON
State	TX
Zip	77005-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 24 COLLEGEVIEW SEC 1
Legal Subdivision	COLLEGEVIEW SEC 1
Legal Block	24
Legal Lot Number	18
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1028
Census Tract	412600

Owner

4032 Ruskin St is owned and occupied by two individuals who bought it in May 2007.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4036 RUSKIN ST, HOUSTON, TX 77005-4335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2007 · Amount on File
Deed Sale	May 24, 2007 · Amount on File
Deed Document Number	2007315501
Deed Book / Page	4462 / 452
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	0000315501
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 30, 2017
Property Address	4032 RUSKIN ST, HOUSTON, TX 77005-4335
Instrument Date	Mar 23, 2017
Instrument	133955
Transaction Type	Construction Loan
Record Updated	Apr 6, 2017
Title Company	VERITAS TITLE LIMITED, VERITAS TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4036 RUSKIN ST HOUSTON TX 770054335, HOUSTON, TX 77005-4335

Mortgage

Document Number	0000133955
Date	Mar 30, 2017
Instrument	133955

Lender

Name	AMEGY BK
Type	Bank
Address	1717 W LOOP S, HOUSTON, TX 77027-3003

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	384 Months
Due	Mar 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4032 Ruskin St was $11,640 with a homeowner's exemption, up 7.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	West University Place City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,250 (-) Land $767,250	$767,250 (-) Land $767,250
2025	$11,640.00 (+7.88%) Homeowner's exemption	$767,250 Land $767,250	$767,250 Land $767,250
2024	$10,790.00
2023		$693,000 Land $693,000	$693,000 Land $693,000
2022	$10,118.00
2020	$12,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4032 Ruskin St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	207 units insured incl. 16 condo units
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4032 Ruskin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20