4103 Cedar Rd, Orange Park, FL 32065 Property Records

Clay County property record for 4103 Cedar Rd, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,508 sqft · built 1987
Lot Size0.295 acres (12,893 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Sep 2022)
Tax Bill$7,070 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-04-25-008777-000-00

Property Details

APN / Parcel Number

Primary APN26-04-25-008777-000-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area4,508 sqft Heated Area
Gross Area5,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,893 sqft (0.295 acres)
Lot Dimensions253 ft deep x 51 ft wide
Deck Area120 sqft
BalconyBalcony
Balcony Area736 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4103 CEDAR RD
CityORANGE PARK
StateFL
Zip32065-6903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOTS 22 & 23 BLK 4 DOCTORS LAKE ESTATES AS REC O R 4650 PG 2132
Legal Range25
Legal Township04
Legal Section26
Legal SubdivisionDOCTORS LAKE ESTATES
Legal Block4
Legal Lot Number22,23 23
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3004
Census Tract30802

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4103 CEDAR RD, ORANGE PARK, FL 32065-6903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUSTLINE MORTGAGE INC
Feb 6, 2017Loan Modification, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Deed Document Number2022057120
Deed Book / Page4650 / 2132
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 21, 2022
Property Address4103 CEDAR RD, ORANGE PARK, FL 32065-6903
Document Number0046502132
Book / Page4650 / 2132
Map ReferenceMB 5 PG 6-9
Instrument DateSep 12, 2022
Instrument2022057120
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1478 RIVERPLACE BLVD, 1478, JACKSONVILLE, FL 32207-1831

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 CEDAR RD, ORANGE PARK, FL 32065-6903

Mortgage

Document Number0046502134
DateSep 21, 2022
Instrument4650/2134
Lender
NameTRUSTLINE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address4103 CEDAR RD, ORANGE PARK, FL 32065-6903
Document Number0039471983
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4103 CEDAR RD ORANGE PARK FL 320656903, ORANGE PARK, FL 32065-6903

Mortgage

Document Number0039471983
DateFeb 28, 2017
Book Page003947/001983
Instrument10018
Lender
NameIBERIABANK
TypeFederal Savings Bank
AddressPONTE VEDRA BEACH, FL 32082
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,070.00 (-0.92%) Homeowner's exemption$503,699 (+3.19%) Land $40,000 Building $463,699$503,699 (+3.19%) Land $40,000 Building $463,699
2023$7,136.00 (-1.09%) Homeowner's exemption$488,116 (+6.03%) Land $40,000 Building $448,116$488,116 (+6.03%) Land $40,000 Building $448,116
2022$7,215.00$460,371 Land $40,000 Building $420,371$460,371 Land $40,000 Building $420,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims108 (1983–2024)
Claims Outside the SFHA19 of 108
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 55 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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