4131 Cedar Rd, Orange Park, FL 32065 Property Records

Clay County property record for 4131 Cedar Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1979
Lot Size	0.413 acres (18,033 sqft)
Owner	Owner Name on Record
Last Sale	$163,000 (Aug 2011)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-04-25-008774-000-00`

Property Details

APN / Parcel Number

Primary APN	`26-04-25-008774-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,930 sqft Heated Area
Gross Area	2,687 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,033 sqft (0.413 acres)
Lot Dimensions	167 ft deep x 108 ft wide
Garage Area	391 sqft

Exterior Amenities

Porch	Porch
Porch Area	366 sqft
Deck Area	84 sqft
Fence	Fence
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4131 CEDAR RD
City	ORANGE PARK
State	FL
Zip	32065-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 17 BLK 4 DOCTORS LAKE ESTATES AS REC O R 3326 PG 1662
Legal Range	25
Legal Township	04
Legal Section	26
Legal Subdivision	DOCTORS LAKE ESTATES
Legal Block	4
Legal Lot Number	17
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3004
Census Tract	30802

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4131 CEDAR RD, ORANGE PARK, FL 32065-6903
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2011 · Amount on Record
Deed Sale	Aug 1, 2011 · Amount on Record
Deed Document Number	2011038620
Deed Book / Page	3326 / 1662
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4131 CEDAR RD, ORANGE PARK, FL 32065-6903
Document Number	0040580276
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4131 CEDAR RD ORANGE PARK FL 320656903, ORANGE PARK, FL 32065-6903

Mortgage

Document Number	0040580276
Date	Feb 22, 2018
Book Page	004058/000276
Instrument	9309

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (+14.08%) Homeowner's exemption	$156,460 (+5.99%)	$274,782 (+2.6%) Land $40,000 Building $234,782
2023	$1,555.00 (-13.13%) Homeowner's exemption Veteran's exemption	$147,623 (+3%)	$267,811 (+5.32%) Land $40,000 Building $227,811
2022	$1,790.00 Homeowner's exemption	$143,324	$254,294 Land $40,000 Building $214,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	108 (1983–2024)
Claims Outside the SFHA	19 of 108
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 55 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20