4103 Cedar Ln, Banning, CA 92220 Property Records

Riverside County property record for 4103 Cedar Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,295 sqft · built 2023
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$590,500 (Feb 2024)
Tax Bill	$8,651 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-422-008`

Property Details

APN / Parcel Number

Primary APN	`535-422-008`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	3,077 sqft
1st Floor Area	2,295 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4103 CEDAR LN
City	BANNING
State	CA
Zip	92220-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.24 ACRES M/L IN LOT 4 MB 433/070 TR 32370
Legal Subdivision	LOT OF TRACT NO. 32370 AS SHOWN ON
Legal Tract	32370
Legal Block	1
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1002
Census Tract	44103

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4103 CEDAR LN, BANNING, CA 92220-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Sep 30, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	202431743
Record Updated	Jun 8, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2024
Property Address	4103 CEDAR LN, BANNING, CA 92220-1427
Document Number	0000031743
Map Reference	MB 433 PG 70&71
Instrument Date	Jan 29, 2024
Instrument	2024-0031743
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4103 CEDAR LN, BANNING, CA 92220-1427

Mortgage

Document Number	0000031744
Date	Feb 2, 2024
Instrument	2024-0031744

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	BANNING, CA 92220
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068252
Date	Mar 9, 2023
Instrument	2023-0068252

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 30, 2022
Property Address	BANNING, CA 92220
Document Number	0000414318
Map Reference	MB 433 PG 70&71
Instrument Date	Sep 28, 2022
Instrument	2022-0414318
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W CITRUS EDGE ST, GLENDORA, CA 91740-5005
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,651.00 (+534.7%) Homeowner's exemption	$602,286 (+546.53%) Land $101,997 Building $500,289
2023	$1,363.00 (+505.78%)	$93,157 Land $93,157
2022	$225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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