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4092 Cedar Ln, Banning, CA 92220 Property Records

Riverside County property record for 4092 Cedar Ln, Banning, CA 92220 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,070 sqft · built 2023
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Nov 2023)
Tax Bill$8,810 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN535-423-004

Property Details

APN / Parcel Number

Primary APN535-423-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,070 sqft Living Area
Gross Area2,777 sqft
1st Floor Area2,070 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeWood
Roof MaterialTile
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4092 CEDAR LN
CityBANNING
StateCA
Zip92220-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.24 ACRES M/L IN LOT 14 MB 433/070 TR 32370
Legal SubdivisionLOT OF TRACT NO. 32370 AS SHOWN ON
Legal Tract32370
Legal Lot Number14
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1002
Census Tract44103

Owner

Source: Riverside County records · APN 535-423-004

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4092 CEDAR LN, BANNING, CA 92220-1426
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 09, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANNER BANK
Sep 30, 2022Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Deed Document Number2023343559
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateNov 15, 2023
Property Address4092 CEDAR LN, BANNING, CA 92220
Document Number0000343559
Map ReferenceMB 433 PG 70&71
Instrument DateNov 02, 2023
Instrument2023-0343559
Transaction TypeTransfer
Record UpdatedDec 04, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4092 CEDAR LN, BANNING, CA 92220

Mortgage

Document Number0000343560
DateNov 15, 2023
Instrument2023-0343560
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property AddressBANNING, CA 92220
Transaction TypeMortgage
Record UpdatedMar 20, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000068252
DateMar 09, 2023
Instrument2023-0068252
Lender
NameBANNER BANK
TypeBank
AddressSPOKANE, WA 99202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 30, 2022
Property AddressBANNING, CA 92220
Document Number0000414318
Map ReferenceMB 433 PG 70&71
Instrument DateSep 28, 2022
Instrument2022-0414318
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 W CITRUS EDGE ST, GLENDORA, CA 91740-5005
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$619,027 (+2%) Land $78,027 Building $541,000
2025$8,810.00 (+546.37%)$606,891 (+551.47%) Land $76,498 Building $530,393
2023$1,363.00 (+505.78%)$93,157 Land $93,157
2022$225.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire LikelihoodAbout 1 in 126 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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