4103 Beachside One Dr, #4103, Miramar Beach, FL 32550 Property Records

Walton County property record for 4103 Beachside One Dr, #4103, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.011 acres (478 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jan 2021)
Tax Bill	$6,923 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42400-000-4103`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42400-000-4103`
Alternative APNs	`34-221-42400-000-4103` `1076996`

Exterior

Architectural Style	Condo/Apartment
Lot Area	478 sqft (0.011 acres)

Location & Zoning

Street Address	4103 BEACHSIDE ONE DR, 4103
City	MIRAMAR BEACH
State	FL
Zip	32550-4224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4103 BEACHSIDE I CONDO AND INT IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS RECD IN OR 235-662 OR 758-291 OR 1448-232 OR 2677-114 OR 2678-3345 OR 3178-1894
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO I
Legal Block	41
Legal Lot Number	4103
Legal Unit	4103
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 W RENNIE AVE, PAULS VALLEY, OK 73075-2236
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20211627
Deed Book / Page	3178 / 1894
Prior Transfer Date	Jun 23, 2005
Prior Transfer Doc	0026783345
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2021
Property Address	4103 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4224
Document Number	0031781894
Book / Page	3178 / 1894
Map Reference	MB 235 PG 662
Instrument Date	Dec 18, 2020
Instrument	20210001627
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CLUBHOUSE DR, 14, NEW ORLEANS, LA 70131-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 W RENNIE AVE, PAULS VALLEY, OK 73075-2236

Mortgage

Document Number	31781896
Date	Jan 12, 2021
Instrument	3178/1896

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2021
Property Address	4103 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4224
Document Number	0031781894
Book / Page	3178 / 1894
Map Reference	MB 235 PG 662
Instrument Date	Dec 18, 2020
Instrument	20210001627
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CLUBHOUSE DR, NEW ORLEANS, LA 70131-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 W RENNIE AVE, PAULS VALLEY, OK 73075-2236

Mortgage

Document Number	0031781896
Date	Jan 12, 2021
Instrument	3178/1896

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,923.00 (+5.09%)	$766,227 (+4.42%) Building $766,227	$766,227 (+4.42%) Building $766,227
2024	$6,588.00 (+5.56%)
2023	$6,241.00 (+14.72%)	$733,786 (+25%) Building $733,786	$733,786 (+25%) Building $733,786
2022	$5,440.00	$587,029 Building $587,029	$587,029 Building $587,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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