4096 Beachside One Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4096 Beachside One Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.01 acres (478 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 1990)
Tax Bill	$8,211 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42400-000-4096`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42400-000-4096`
Alternative APN	`1076993`

Exterior

Lot Area	478 sqft (0.01 acres)

Location & Zoning

Account Number	1076993
Street Address	4096 BEACHSIDE ONE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4096 BEACHSIDE I CONDO AND INT IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS RECD IN OR 235-662
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO I
Legal Lot Number	4096
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records · APN 34-2S-21-42400-000-4096

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	9735 US HIGHWAY 98 W, MIRAMAR BEACH, FL 32550-4262
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 1990 · Amount on Record
Deed Sale	Nov 29, 1990 · Amount on Record
Deed Document Number	0000716134
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4096 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4224
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 SOUTHWINDS DR 4625, 4625, MIRAMAR BEACH, FL 32550-4203

Mortgage

Document Number	0031902993
Date	Mar 31, 2021
Book Page	3190/2993
Instrument	20210015543

Lender

Name	FBT MORTGAGE
Type	Non-Lending Institution
Address	COVINGTON, LA 70434

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2041

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,022,721 (+4.42%) Building $1,022,721	$1,022,721 (+4.42%) Building $1,022,721
2024	$8,211.00 (+5.24%)
2023	$7,802.00 (+15.16%)	$979,420 (+25%) Building $979,420	$979,420 (+25%) Building $979,420
2022	$6,775.00	$783,536 Building $783,536	$783,536 Building $783,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.