4102 Wapello Jefferson Rd, Eldon, IA 52554 Property Records

Wapello County property record for 4102 Wapello Jefferson Rd, Eldon, IA 52554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,160 sqft · built 2006
Lot Size	16.6 acres (724,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2020)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002271330021000`

Property Details

APN / Parcel Number

Primary APN	`002271330021000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	724,403 sqft (16.6 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Septic

Location & Zoning

Street Address	4102 WAPELLO JEFFERSON RD
City	ELDON
State	IA
Zip	52554-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SE SEC 13-71-12 EX PT SOLD IN BK 518 PG 472 (4102 WAPELLO JEFFERSON RD)
Legal Range	12W
Legal Township	71N
Legal Section	13
Jurisdiction	WAPELLO IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3067
Census Tract	961100

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 19, 2022	Deed of Trust, Mortgage HUD
Jan 23, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 15, 2017	Warranty Deed, Transfer · ARM COMMUNITY 1ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2020263
Deed Book / Page	2020 / 263
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	0000001216
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Recording Date	Jul 20, 2026
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Document Number	0000002820
Book / Page	2026 / 2820
Instrument Date	May 30, 2026
Instrument	20262820
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159

Mortgage

Document Number	0000002820,
Date	Jul 20, 2026
Book Page	2026/2820
Instrument	20262820

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Feb 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159

Mortgage

Document Number	02025/3788
Date	Sep 25, 2025
Book Page	2025/3788
Instrument	2025 3788

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Feb 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159

Mortgage

Document Number	02023/3280
Date	Sep 18, 2023
Book Page	2023/3280
Instrument	2023 3280

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Feb 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1613
Date	Apr 19, 2022
Book Page	2022/1613
Instrument	2022 1613

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jan 23, 2020
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Document Number	002020/263
Book / Page	2020 / 263
Instrument Date	Jan 21, 2020
Instrument	263
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 W FOUTH ST, OTTUMWA, IA 52501

Mortgage

Document Number	002020/264
Date	Jan 23, 2020
Book Page	2020/264
Instrument	264

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jun 15, 2017
Property Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159
Document Number	02017/2561
Book / Page	2017 / 2561
Instrument Date	Jun 15, 2017
Instrument	2017 2561
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 WAPELLO JEFFERSON RD, ELDON, IA 52554-8159

Mortgage

Document Number	02017/2562
Date	Jun 15, 2017
Book Page	2017/2562
Instrument	2017 2562

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Unified School District	Cardinal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00 (-0.46%)	$243,060 (-) Land $39,530 Building $203,530	$243,060 (-) Land $39,530 Building $203,530
2025	$3,036.00 Homeowner's exemption	$243,060 (+4.49%) Land $39,530 Building $203,530	$243,060 (+4.49%) Land $39,530 Building $203,530
2024	$3,036.00 (+15.88%)
2023		$232,620 (+25.69%) Land $35,880 Building $196,740	$232,620 (+25.69%) Land $35,880 Building $196,740
2022	$2,620.00	$185,070 Land $35,880 Building $149,190
2021			$185,070 Land $35,880 Building $149,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telephone Company Fiber	1,000 / 1,000

May also be available: Liberty Communications.

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