3542 Wapello Jefferson Rd, Eldon, IA 52554 Property Records

Wapello County property record for 3542 Wapello Jefferson Rd, Eldon, IA 52554

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,568 sqft · built 1992
Lot Size	19.5 acres (849,420 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2026)
Tax Bill	$844 (2026)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Sep 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002272420028000`

Property Details

APN / Parcel Number

Primary APN	`002272420028000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,568 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	849,420 sqft (19.5 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	772 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	3542 WAPELLO JEFFERSON RD
City	ELDON
State	IA
Zip	52554-8010
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S 1/2 SE NE SEC 24-71-12 3542 WAPELLO JEFFERS
Legal Range	12W
Legal Township	71N
Legal Section	24
Jurisdiction	WAPELLO IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3067
Census Tract	961100

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Line of Credit IOWA STATE BANK AND TRUST COMPANY
Sep 13, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 29, 2014	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Jun 3, 2022	Joint Tenancy Deed, Transfer · Conventional Mortgage HILLS BANK & TRUST CO
Sep 12, 2006	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jun 21, 2023 · Amount on Record
Deed Document Number	20263084
Deed Book / Page	2026 / 3084
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Aug 7, 2026
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Document Number	0000003084
Book / Page	2026 / 3084
Instrument Date	Aug 7, 2026
Instrument	20263084
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,623.20
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010

Mortgage

Document Number	0000003094,
Date	Aug 7, 2026
Instrument	20263094

Lender

Name	IOWA STATE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/3900
Date	Sep 13, 2010
Book Page	2010/3900
Instrument	2010 3900

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2025

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/2143
Date	May 29, 2014
Book Page	2014/2143
Instrument	2014 2143

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2044

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jun 21, 2023
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Document Number	02023/2091
Book / Page	2023 / 2091
Instrument Date	Jun 11, 2023
Instrument	2023 2091
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010

Mortgage

Document Number	0020232092
Date	Jun 21, 2023
Instrument	2023 2092

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

June 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	WAPELLO IA
Recording Date	Jun 3, 2022
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Document Number	02022/2323
Book / Page	2022 / 2323
Instrument Date	May 31, 2022
Instrument	2022 2323
Transaction Type	Transfer
Record Updated	Jan 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010

Mortgage

Document Number	0020222388
Date	Jun 3, 2022
Instrument	2022 2388

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2047

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	02022/2388
Date	Jun 9, 2022
Book Page	2022/2388
Instrument	2022 2388

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2047

Interest

Rate Type	Fixed Rate

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Sep 12, 2006
Property Address	3542 WAPELLO JEFFERSON RD, ELDON, IA 52554-8010
Document Number	02006/4977
Book / Page	2006 / 4977
Instrument Date	Sep 6, 2006
Instrument	2006 4977
Transaction Type	Transfer
Record Updated	Jan 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 JEFFERSON WAPELLO RD, ELDON, IA 52554-8010

Mortgage

Document Number	0020064978
Date	Sep 12, 2006
Instrument	2006 4978

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Unified School District	Cardinal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$844.00 (+2.93%)	$54,400 (-) Land $26,110 Building $28,290	$54,400 (-) Land $26,110 Building $28,290
2025	$820.00	$54,400 (+14.6%) Land $26,110 Building $28,290	$54,400 (+14.6%) Land $26,110 Building $28,290
2024	$820.00 (+19.53%)
2023		$47,470 (+32.12%) Land $19,570 Building $27,900	$47,470 (+32.12%) Land $19,570 Building $27,900
2022	$686.00 (+6.52%)	$35,930 Land $14,530 Building $21,400
2021	$644.00		$35,930 Land $14,530 Building $21,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 84% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Mutual Telephone Fiber	1,000 / 1,000

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